Efficient Method of Credit Score Upkeep

[Kim Stuart]

Hi all,

Very stupid questions (I know), but I am looking to close on my first investment property (and property period for that matter) in the next couple months.  My credit score is good, but I just want to make sure I clean up and get every last point I can until them before I go through my broker.  I was wondering for checking and maintaining your credit score, is it better to sign up for Experian and Transunion and Equiafx directly, or to just go through a third party like Credit Karma that can handle them all?