Landlord/Umbrella - lawsuits coverage
I have landlord policies (from Gieco/travelers) and it doesn’t explicitly include or exclude any kind of personal injury projection or coverage. It lists bodily injury and property damage and cover attorney/legal fee for covered claims.
i also have umbrella insurance (Gieco) and it’s lost covering additional liability for landlord. It’s still not clear what kind of coverage would be there if tenant sue me for anything related with rental like - false advertising, mental trauma, moving cost, wrong ful eviction etc.
I want to protect against these kind of lawsuits and not getting clear information like what’s covered vs what’s not. Also, at what point one should open a claim against a tenant attorney threat/demand letter?
Thanks in advance for help in this matter.