Damage from over flowing toilet

[David B.]

Tenat on floor 2 had toilet overflow, dripping water into apartment on floor 1. Toilet had not been an issue before.

Floor 1 tenant wants to be compensated for his mattress. He has no renters insurance.

Is this the landlords responsibility?

This story takes place in NYC

[Chris Seveney]

@David Broomfield

In most locations you are not legally responsible for personal property damage which is why they should have renters insurance. Now it’s up to you if you want to come out of pocket or check with your insurance to see if they will cover it.