Collections Question (I'm the tenant)
I might be feeding the wolves here but here is my situation.
I moved out of an apartment a year ago. I was sent a bill for $600 (on top of my $300 deposit that was kept). While I didn't scrub everything from floor to ceiling, I left the apartment reasonably clean and I took issue with many of the property manager's charges.
I sent them a letter highlighting my issues with the charges and a check for $250.
I never heard back. I come to find out that they recently sent my $350 outstanding balance to collections dinging my credit score pretty bad.
I wanted to work on a mutually-agreeable resolution but that obviously didn't happen. I wish they would've at least sent me another invoice before sending me to collections.
Is there anything I can do to fix the ding on my credit score?