Saint Louis, MO · Member since 2014 · 12 posts · 3 votes
Hey BP Landlords,
Does anyone have experience with landlord responsibilities during a power outage caused by weather? I had a tree come down on the power line to the multifamily last night. The utility company should be out to fix it soon but there are a large number of outages.
I have tenants asking to cover hotel expenses or reduced rent and want to know my legal obligation.
Typically acts of nature are not a cause for reduced rent. Power lines are not owned by you, no different if power was out on the whole street. If they do not have renters insurance then they are out of luck
@CJ Z. If your tenants have renter's insurance, it should cover the hotel costs. I make it a requirement in my lease agreement. If they don't have renter's insurance then the hotel costs are their responsibility.
Typically acts of nature are not a cause for reduced rent. Power lines are not owned by you, no different if power was out on the whole street. If they do not have renters insurance then they are out of luck
Thanks Jim Carson and Chris Seveney , those were my thoughts but I was looking for confirmation. I'll get back to my tenants that they should check with their insurer.
Agree. What they need to have is a "loss of use" rider. I pay extra for this with my renter's insurance. It's still really cheap. They probably don't have it, though, so they'll try and bully you into paying for their hotel.
We had a tenant have to move out one day because of a sewer backup that flooded her apartment rug partly into a room from the bathroom. She whined and my too-nice owner agreed to pay for one night's hotel at a local decent, but not-too-expensive hotel. He had me call around to find out the rates. We gave her the money. She took the money and went and stayed with a friend LOL.
When I went over the contracts with tenants, I'd always point out the clause that said landlord is not responsible for this and that and they should get renter's insurance. Inevitably they don't. If I ever managed again, I'd want them to have mandatory loss of use riders. That seems to be the one type of insurance they need most, and don't have, and then become major pains when you have to explain to them that you're not responsible.
A HOTEL!?!? How long has power been out, a couple weeks? If it's just a day that's too funny. I lost power this winter for five days due to a wind storm. Didn't even think of a hotel. Some People??
Thanks for the positive feedback, I'm glad everyone was thinking the same thing. They should have power back today or tomorrow, so total time of 2-3 days. No rent reductions or hotel payments were offered.
Hey @CJ Z., as others have advised you're not liable for their loss of use. You're not paying for the repairs so you have no part in when electrical service is returned to their units. I also have a hunch that the leases for your units require them to have renter's insurance which, as others have mentioned, would be what covers the loss of use in this case.
I might be a bit late to the discussion but I had to chime in! Good on you for sticking to your guns.