Water Damage from Washing Machine

[Richard Chang]

Hi,

Need some advice for our condo in Los Angeles. Apparently the washing machine in my rental some how flooded the floor and it leaked into the unit below. The tenants claimed they have no idea what happened. I’m still waiting for a laundry machine repair guy to call me back so I can send him over. I already had a water damage repair company sent to my unit and the unit below.

Q1: I found out my insurance company never switched my plan from a homeowners insurance to a landlord insurance, but I filed a claim anyway. Does this matter?

Q2: Is this the renter’s fault? I’m waiting to hear back if they ever got renters insurance. If they did, do I file a claim with their insurance company?

Q3: Can I take this out of their deposit?

Q4: Any other advice?

Thanks in advance! I feel lost and need any help I can get, thanks.

Richard