Liability of SF With a Pool

[Randall Prosise]

Hello Everyone

I have recently purchased 2 SF homes in Scottsdale, AZ, and they each have a pool.  I have never owned a SF home with a pool.  I am wondering about liability as far as the pool is concerned, as I am in the process of renting each of these houses to families.  

One is a family of 3, with a 9 y.o..  They informed my agent that their child knows how to swim very well, and they were not concerned at all about it.  

The other family has a 2 y.o. and an infant.  I am waiting to hear back from my agent's inquiry into  their feeling about having very small children in a house with a pool.  

I do not want to install a fence around either pool, but am fine if the tenant wants to buy and use a portable fence.  I also removed a diving board from one of the pools, as the insurance company I wanted to use would not even write a policy with a diving board installed.

In the meantime, I would like to know your thoughts on this, as far as how you may have handled a situation like this, or maybe an insurance expert that can give me advice on what coverage I need to have to protect myself?  Can I add language into the contract to relieve myself of any liability in the worst case of a (gulp) fatal accident?

Thank you!

Randall