San Diego House Hack Devil's Advocate

[David Singyee]

Hello everyone,

I am a newbie investor and haven't done purchased any properties yet, but am looking to do my first House hack in San Diego next summer. I'm looking for all the Devil's Advocates out there who can provide me cautionary insight. I'm 23 and am one year out of college renting with some friends from college for $675/mo. 

My mom just inherited some money from her mom and she has agreed to loan me the money for a  down payment on a 1-4 unit property when I plan to be purchasing next summer. I'm also lucky enough to have a 0% interest on it. My caveat here is, with as good of a deal the financing is, should I look to pursue this in San Diego with the current market conditions, or should I move to another area and take her up on that offer? I'm in digital marketing as analyst and my skills are pretty transferable, but I am looking to eventually transition into full time real estate investing. Let me know what yall think, if you need any more information about my situation, and suggestions or other things to think about. Thanks!