Investor · Jacksonville, FL · Member since 2024 · 16 posts · 7 votes
Hello everyone!
My name is Dr. Terri Widdick, and I'm a real estate investor and licensed real estate professional based in Jacksonville, Florida. My background is in healthcare as a Doctor of Physical Therapy, but over the years I've developed a passion for real estate investing, acquisitions, renovations, and building long-term rental portfolios.
My primary focus is affordable housing, Section 8 rentals, and the BRRRR strategy. I enjoy analyzing deals, managing renovations, solving problems, and finding ways to create both cash flow and long-term equity. I'm currently focused on growing my portfolio, expanding into new markets, and connecting with experienced investors who are actively doing deals.
I'm excited to be part of the BiggerPockets community, learn from others, share experiences, and build relationships with like-minded investors. Looking forward to connecting and contributing to the discussions!
Lender · Orlando, FL · Member since 2023 · 220 posts · 183 votes
3mo
Hey Terri,
Welcome to the community. Jacksonville is a strong market for what you're focused on, especially affordable housing, Section 8 rentals, and BRRRR deals. You can still find solid opportunities in areas like West Jacksonville, Arlington, Northside, and parts of the Westside where the numbers can work if you buy right and stay disciplined on rehab costs.
The market here really rewards investors who understand value-add plays and know how to manage renovations without over-improving for the area. Cash flow is still achievable in the right pockets, and there’s a steady demand for affordable rentals throughout the city.
Since you’re based in Jacksonville, I’d also suggest checking out JAXREIA if you haven’t already. It’s a good group for meeting active local investors, lenders, contractors, and wholesalers who are actually working deals in the same neighborhoods.
Looking forward to seeing you in the community and hearing about the deals you get into around Jax.
Lender · Orlando, FL · Member since 2023 · 220 posts · 183 votes
3mo
Hey Terri,
Welcome to the community. Jacksonville is a strong market for what you're focused on, especially affordable housing, Section 8 rentals, and BRRRR deals. You can still find solid opportunities in areas like West Jacksonville, Arlington, Northside, and parts of the Westside where the numbers can work if you buy right and stay disciplined on rehab costs.
The market here really rewards investors who understand value-add plays and know how to manage renovations without over-improving for the area. Cash flow is still achievable in the right pockets, and there’s a steady demand for affordable rentals throughout the city.
Since you’re based in Jacksonville, I’d also suggest checking out JAXREIA if you haven’t already. It’s a good group for meeting active local investors, lenders, contractors, and wholesalers who are actually working deals in the same neighborhoods.
Looking forward to seeing you in the community and hearing about the deals you get into around Jax.
Welcome to the community. Jacksonville is a strong market for what you're focused on, especially affordable housing, Section 8 rentals, and BRRRR deals. You can still find solid opportunities in areas like West Jacksonville, Arlington, Northside, and parts of the Westside where the numbers can work if you buy right and stay disciplined on rehab costs.
The market here really rewards investors who understand value-add plays and know how to manage renovations without over-improving for the area. Cash flow is still achievable in the right pockets, and there’s a steady demand for affordable rentals throughout the city.
Since you’re based in Jacksonville, I’d also suggest checking out JAXREIA if you haven’t already. It’s a good group for meeting active local investors, lenders, contractors, and wholesalers who are actually working deals in the same neighborhoods.
Looking forward to seeing you in the community and hearing about the deals you get into around Jax.
Thank you Travis! I will definitely check them out!
What are some deals that you have done in Jacksonville? What part of Jacksonville do you like to invest in?
I do mostly single family homes, with a few duplex, and triplex. Zip codes are typically 32209, 32208, 32210, 32205, but it really just depends on the deal.
Welcome to BiggerPockets! My name is Melissa, and I’m based in Jacksonville as well. I currently serve as the COO for a multi-state real estate investment and property management company, overseeing operations for a portfolio of several hundred rental units.
I really enjoyed reading your introduction. We have some overlapping interests, particularly in affordable housing, Section 8 rentals, renovations, and building long-term rental portfolios. While my background is more on the operations and property management side, I share your passion for solving problems, improving properties, and creating long-term value.
I’m always looking to connect with other investors who are actively growing and doing deals, so I wanted to introduce myself and say hello. I look forward to seeing your posts and learning more about your investing journey.
Welcome to BiggerPockets! My name is Melissa, and I'm based in Jacksonville as well. I currently serve as the COO for a multi-state real estate investment and property management company, overseeing operations for a portfolio of several hundred rental units.
I really enjoyed reading your introduction. We have some overlapping interests, particularly in affordable housing, Section 8 rentals, renovations, and building long-term rental portfolios. While my background is more on the operations and property management side, I share your passion for solving problems, improving properties, and creating long-term value.
I’m always looking to connect with other investors who are actively growing and doing deals, so I wanted to introduce myself and say hello. I look forward to seeing your posts and learning more about your investing journey.
Welcome to the community! — Melissa
Melissa - So nice to meet you! Does your company focus mainly on Section 8?
Investor · Nassau County, NY · Member since 2022 · 88 posts · 20 votes
3mo
Hey Terri! Im unfamiliar with Jacksonville market. I'm out on Long Island I've been considering looking into more affordable areas. I'm very interested in how the section 8 process works there. I've started buying in Louisiana, I'm still looking into other areas.
Hey Terri! Im unfamiliar with Jacksonville market. I'm out on Long Island I've been considering looking into more affordable areas. I'm very interested in how the section 8 process works there. I've started buying in Louisiana, I'm still looking into other areas.
I used to live in Glen Cove area for a short period years ago. Beautiful area! Jacksonville's market has been more challenging recently, especially with dealing with finding deals and completing the project and refinancing them out of hard money loan before the ARV drastically changes. Also, we have faced some challenges connecting with section 8 voucher holders and have been made aware that there are only 400 vouchers in the streets at this time.
Jacksonville, FL · Member since 2026 · 9 posts · 5 votes
3mo
Welcome, Dr. Terri! I love hearing stories like yours. Going from physical therapy to building a real estate portfolio is such an interesting journey, and it sounds like you've found a great niche with affordable housing and BRRRR investing.
It's always great to connect with fellow Jacksonville investors. Are most of your properties here in Jacksonville? Also, with all the deals you've done so far, what has been your favorite project or renovation to date? :)
My name is Dr. Terri Widdick, and I'm a real estate investor and licensed real estate professional based in Jacksonville, Florida. My background is in healthcare as a Doctor of Physical Therapy, but over the years I've developed a passion for real estate investing, acquisitions, renovations, and building long-term rental portfolios.
My primary focus is affordable housing, Section 8 rentals, and the BRRRR strategy. I enjoy analyzing deals, managing renovations, solving problems, and finding ways to create both cash flow and long-term equity. I'm currently focused on growing my portfolio, expanding into new markets, and connecting with experienced investors who are actively doing deals.
I'm excited to be part of the BiggerPockets community, learn from others, share experiences, and build relationships with like-minded investors. Looking forward to connecting and contributing to the discussions!
Thanks for having me!
Hi Terri, welcome to BiggerPockets! You already have a really interesting background, and it sounds like you've built a strong skill set that translates well into real estate investing. Affordable housing, Section 8 rentals, and the BRRRR strategy can be a powerful combination when executed well, especially for investors focused on both cash flow and long-term portfolio growth. Your experience with acquisitions, renovations, and project management will definitely be valuable as you continue to scale. There are a lot of experienced investors here who have gone down similar paths, so I think you'll find plenty of great discussions around financing, operations, market selection, and scaling systems. Looking forward to seeing your contributions and hearing more about what's working in your business. Welcome to BP!