Requiring Renter's Insurance

[Brett Begley]

Hello all,

I have a SFR in Huntsville and want to make sure I am protected if a tenant's dog would injure someone on the property. The home is in my name and while we have liability insurance on the home as well as a personal umbrella policy, I wanted require that in order for a tenant to have dog, that they would need to have renter's insurance with animal related liability coverage. I understand that by having me as an additionally insured on their policy, I would be notified if they tried to cancel the coverage. With all of that being said, my PM stated that you cannot legally require that a tenant carry renter's insurance. Does anyone know if that is accurate for Alabama or are there any other avenues that I have not thought of?
Thanks!