Subject-to and wrap deals
I have been running a lot of subject-to and wrap deals in Florida for years, but I’m curious how everyone’s making them work right now, what seller terms are actually landing in 2025, any creative clauses or setups that are closing, and how you’re keeping the due-on-sale dragon asleep, just looking to hear what’s working (or flopping) in other markets.
- Jorge Vazquez
Graystone Investment Group
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Ken M.
#4 Creative Real Estate Financing Contributor
- Investor
- Get yourself trained before doing something inadvisable.
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Everybody who does any serious number of SubTo (Subject To) has had the Due on Sale called a few times. If they say they haven't, they're liars: -)
The key is t know the proper ways to respond.
The key is t know the proper ways to respond.



