Let’s Take the Next Bite

[Rob Bergeron]

Lately, I’ve noticed a real lack of enthusiasm out there.

Not because people are lazy or unmotivated—but because they’re tired. Higher cost of living. Higher insurance. Higher property taxes. Higher borrowing costs. It feels like there’s a constant nibble taken out of everyone, from every direction. That pressure adds up, and fatigue sets in.

And yet—there’s also a group of people I keep running into who are genuinely excited. Excited about what they’re building. Excited about where things are heading. Excited about the future. That future feels pretty dope to me too.

I love talking to those people. I also really enjoy helping the folks who want that feeling again but don’t quite have it yet.

I know this about myself: when I’m working toward something—anything—I feel grounded. When I’m stretching my brain, building, solving, experimenting, I feel alive. When I don’t have goals, when I’m not pushing toward something, that’s when I feel most adrift.

If you’re feeling a little adrift right now, that’s not a failure. It’s just a signal.

You don’t need a massive overhaul. You don’t need a perfect plan. You just need momentum.

How do you eat an elephant? One bite at a time.

On the flip side, I work with a huge group of people who are well equipped to solve those exact problems. What feels heavy to one person is often an opportunity to someone else. That’s where good outcomes happen.

I hear this a lot:
“If I could just solve this one thing, everything would click.”

Sometimes that’s true. Often, though, it’s not about the one thing—it’s about momentum. Do one small action. Read one paragraph. Do one set at the gym. Show up. Once you’re there, the rest usually follows.

It’s also worth saying this out loud: unemployment has been ticking up, and there’s a lot of uncertainty around AI and how quickly things are shifting. No one can perfectly future-proof themselves—but spreading your chips out helps. More skills. More revenue paths. More optionality. Life tends to reward action, even imperfect action.

If you’re thriving right now—hell yes. Keep going.
If you feel a little stagnant—that’s okay too.

Quick market snapshot before you run:
30-year fixed mortgage rates are sitting around 6.05% today.
Active inventory continues to trend down, currently at 3,292.

A few seller-financing opportunities worth flagging:

Multifamily offering seller financing:
https://www.flexmls.com/share/DCJhK/1-multi-list

Single-family homes with seller financing available:
https://www.flexmls.com/share/DCJhU/7-multi-list

Land offering seller financing:
https://www.flexmls.com/share/DCJhk/9-multi-list

Be sure to review your Section 8 rentals. Here are the new fair market rates. Budget was reduced 45% for 2026.
https://www.huduser.gov/portal/datasets/fmr/fmr2026/FY2026_FMR_Schedule.pdf