Hello Everyone!

I live about an hour away from Birmingham AL and I have decided it will be the market I begin my portfolio in. I would love to know more information on the market so that I can reach for a specific amount of capital needed for my initial costs to purchase and maintain my first property, such as... 

- how long (when priced correctly) does it typically take to have tenants vetted, moved in, and paying rent in the market

- outside of the down payment, closing costs, inspection fee, and appraisal fees what should I expect or be wary of when purchasing?

- where do I find out specific information on a property's HOA fee's?

- what are the typically the rates/costs of these fees(appraisal, inspection, etc.) in Birmingham 

*due to my lack of annual income, assets, and fresh credit, assume I used a DSCR loan because that will most likely be the case in my position*

Any answers or additional information on building my portfolio, purchasing my first deal, different financing methods outside of a DSCR loan, or the Birmingham market in general will be greatly appreciated!

I would love to talk further with any agents, investors, lenders, etc. familiar with the market.

Thank you, 

Kyler