I have a question about the Appraisal I received.

[Des P.]

I found a home for 194k but we put the offer high so we won't lose the sale. (That's what my agent advised us)because we lost to other homes we liked.  our max loan amount is 200k

So we offered 200k. But we were actually hoping to save a few thousand so we don't have to go to the max. 

Today when I received the Appraisal

It said determined "AS IS" 200k 

A lot of the houses in the same area we looked at were overpriced - as usual , when dealing with mls. But the comps he showed were of the ones sold at 200k and higher- an only gave us one comp that was 192. Anyways is it appropriate to ask the appraiser his opinion of 200k - 

Out agent also gave us comps of houses that were sold in that area that sold from 185k-200

But most had sold for less.

Any help or suggestions please :)