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House Hacking

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Am I ready to house hack?

Posted Mar 2 2024, 18:41

I am 22 years old. I just recently graduated from college and I am making about 40k a year doing personal training. I have enough money saved up to pay for a house using an FHA loan but I feel like I would be screwed if the house was damaged and I had to pay thousands out of pocket to fix it. I am currently looking for a more stable job than personal training, (hours fluctuate weekly) but I don't want to keep paying rent to a landlord. I want my income to go towards something I own. I may need a cosigner but my parents don't think I am ready to househack. Am I ready to house hack or should I find a more stable job before I dive in? Looking for some guidance here please and thank you.

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