Home Insurance Question in Las Vegas

[Alain Haug]

Hi BP community I hope you can help us.

We recently inherited a condo in Las Vegas. Since this just happened a few weeks ago, the property is still in the name of the deceased.

Unfortunately, we have just learned about a water damage caused by the people living upstairs. We also learned the deceased did not have home insurance.

This brings me to my question: who is responsible to pay for repairing the damage (How is it handled in NV)? In my opinion it should be the one who was causing the damage aka the upstairs people or their insurance. However, we received conflicting information suggesting the repair would be covered by our insurance (which we don’t have on this property).

Appreciate your professional opinion. Thanks a lot in advance.

[Alain Haug]

@Cris Normandt

Thanks for sharing your experience and sorry to hear it was such a hassle to deal with. My brother in law deals with the issue and we only hear fractions of his hassle, but so far we share the same experience when it comes to the HOA.