Looking for a Lender to Refi in Florida

I have short credit history and employment in the US, and this was the cause of the rejection through a credit union. So I need a lender that could go pass that, but at the same time since I am a buy and hold investor, I dont want  hard money options. I would not pay anything above 5.5%. Credit score 730.

The property I own 100%, and looking to get out 70% LTV.

I would appreciate any referrals.