Implications of Refinancing a Home From One Spouse to Another

Need Help :) 

I am debating about refinancing a rental in my husbands name to my name. The reason I am interested in doing this is it would allow us to buy another house under my husband for 15%. I am smart enough to know that there are implications because it is going from one owner to another. What I do not know is what exactly are the implications since its not a simple refinance.