Vacation rental property- windstorm insurance options.

Hi, I am looking at windstorm insurance for a coastal property I am about to purchase. It will be in an llc. And is a short term vacations rental property. My question is- what is the recommendation in regards to windstorm insurance? Texas/coast Rockport area. Go with 1% deductible and have higher monthly rate or go with 2% deductible and have lower rate? Thank you in advance for suggestions.