the trick to bad debt like this is getting the judgment.. ( which can be quite costly) then sitting on it for 9.7 years.. then skip tracing them and garnish and hit their checking account 9.9 years later .. they have forgotten about it.. and are not actively trying to evade creditors at that time.. this is how my friends company works.. they buy 10 to 20 million a year of this paper.. so you can imagine lots of money out for a long time.. but when they start to collect its big payoffs..

its not uncommon that a 3k lien that is 10 years old is now up to 10k.. and they paid 150 bucks for it.. ( now they buy the judgments the credit card company has already done the legal tried to collect and just off loads the paper.. you will have to spend the money to get the judgment.. there might be some debt collectors out there that will do a equity share with you.. that's pretty common in the debt collection industry.. just google around.

I take it these were seconds that were not worth covering.. so you just let them go ???  Peronsally never been a big fan of junior debt.. but that's just me..