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Clarissa Snyder
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Hello I am new and seeking some suggestions on loans. Help

Clarissa Snyder
Posted

Hello I am new here and plan to learn.

I was wondering if anyone can help me with resolving our current situation. We have a home that is worth 1.2 mil  equity (650k) , mortgage loan (550K) and want to buy our second property worth 1.75mil. We have A credit and decent income. It was suggested to us to do payoff the current loan  and combine the two mortgages in one. Ideally, we wanted to keep our current home and rent it for 5K,

Unfortunately, our lender only qualified us for $1 mil for both homes and suggesting to sell our first home. We want to keep the first home to rent and buy a second home.

Do you have any other suggestions? I know people do this all the time with less credit and income.

Any help would be appreciated.

Cheers.

Clarissa

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Fred Shatzoff
  • Lender
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Fred Shatzoff
  • Lender
Replied

@Clarissa Snyder  Hi Clarissa the property you want to buy is it going to a rental, second home or new primary property.  Feel free to reach out to me and I can try to help you.  Thanks.

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