Ways to purchase - need advice

I aim to utilize my retirement funds to purchase a 6-acre property, which can be subdivided, for the purpose of constructing three new houses. The property currently has one existing house. It's a fixer upper. To ensure I have sufficient funds for construction, I have been advised to obtain a non-recourse loan, as the majority of my IRA, which has been invested in real estate over the past couple of years, will be used to acquire the property. Is there another way to do this besides getting a non-recourse loan?