How do people continue investing after exhausting conventional loans?
As I'm reading biggerpockets books and such I understand conventional, FHA, VA, investment property (second home), and DSCR loans. But I feel like you, can exhaust these pretty quick. So say you're house hacking with an FHA and have an investment loan on another. How do folks keep investing, growing, and acquiring? A nicer multifamily is a million dollars, a DSCR wants 20-25% down which is a heck of a payment to come up with. There's lots of info on getting your firs property or two, but then what?
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@V.G Jason 's response, above is correct. You won't have to worry about it. Your portfolio and your network, and your connections with loan officers, and your relationships formed at meet-ups, etc. will provide you with a path. Addressing your question, you mention "you can exhaust these . . ." You cannot exhaust DSCR loans. Unlike FHA, there's no limit to number of DSCR loans you can get. What can get 'exhausted' might be your money for down payments. For me, after coming up with down payments for three properties, the properties themselves created the down payments for additional properties through refinancing and 1031 exchanges.