What’s stopping you from doing your next deal?

Question

Hey BP Community, Frankie here!

In the last few months I’ve noticed a pattern great deals are out there, but financing is the #1 reason investors are hitting pause.

Some tell me: Rates killed their cash flow, Lenders asking for 25% down stopped them cold, Banks move too slow and they miss the deal

I’m curious, what’s been the biggest roadblock keeping you from pulling the trigger on your next property?

I’ll chime in with some strategies I’ve seen work, but I’d love to hear your take first. Let's connect!

Kerlous Tadres · Answer

Hey Frankie,
From my experience in Ohio, the biggest hurdle isn’t just rates, it’s finding creative financing. Deals can still work if you structure them right. I’d recommend local community banks or credit unions; many still do 20% down with faster underwriting. Some investors tap a HELOC or cross-collateral loan for the down payment, or negotiate a small seller-finance second to keep cash out low and cash flow positive. How are folks in your market getting deals done?

Anthony Nate · Answer

Great insights, Frankie! Financing really is often the bottleneck for investors, especially with tight timelines or unique property types. I work with a network of private lenders that fund $1M–$100M commercial real estate deals nationwide, and I’ve seen creative financing solutions help deals move forward that might otherwise stall. Curious to hear what strategies others in the community have found most effective

Jimmy Lieu · Answer

Hey Frankie! I’d say the biggest roadblock I’ve been seeing lately is exactly what you mentioned, the financing piece, because higher rates make it tough to hit the cash flow numbers that used to be a lot easier. That said, I think it really comes down to finding the right market where the fundamentals are strong enough to make deals pencil even with today’s rates. For example, in Columbus, Ohio you can still find properties in the $120–180k range that hit the 1% rule and cash flow, and the long-term story here is really strong with population growth, job growth, and big players like Intel, Amazon, Google, Honda, and Microsoft moving in. I think when the market economics are this solid, it makes sense to keep moving forward even with higher rates, since appreciation and cash flow are both in play. Happy to connect and answer any questions you have!

Case Mccarthy · Answer

Hey Frankie, my team is based out of Toledo, Ohio. One of the most affordable cities in the US. We have deals that we have farmed off market, our biggest challenge is what you stated with the DSCR and banks especially being 21. My business partner and I would love to hear your advice on how we might be able to find 100% financing for a BRRR method 2 to 4 units here in Toledo.

Eric Gerakos · Answer

You’re definition of “Great Deals” must be different than mine.

What’s stopping you from doing your next deal?

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