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BRRRR - Buy, Rehab, Rent, Refinance, Repeat
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Shameka Henson's profile image
Shameka Henson's profile image
Shameka Henson
  • Investor
  • from Augusta
  • Member since Sep 26, 2025

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Shameka Henson's profile image
Shameka Henson's profile image
Shameka Henson
  • Investor
  • from Augusta
  • Member since Sep 26, 2025
Shameka Henson
  • Investor
  • Augusta
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BRRRR - Buy, Rehab, Rent, Refinance, Repeat

Renting by the Room and DSCR Refi

Shameka Henson
  • Investor
  • Augusta
Posted

Hey Ya'll,

I am nearing the completion of my first BRRRR project, which features 6 beds and 3.5 bathrooms, and I intend to rent it out by the room. However, I came across a YouTube video suggesting that lenders may look unfavorably on this rental strategy when evaluating applicants for a DSCR loan.

Could someone clarify whether this information is accurate?

Augusta, Georgia
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Chris Seveney's profile image
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Chris Seveney
  • #5 All Forums Contributor
  • Investor
  • from VA
  • Member since May 23, 2015

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Chris Seveney's profile image
Chris Seveney's profile image
Chris Seveney
  • #5 All Forums Contributor
  • Investor
  • from VA
  • Member since May 23, 2015
Chris Seveney
  • Investor
  • VA
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Chris Seveney
  • Investor
  • VA
ModeratorReplied

As others mentioned - if market rent for it as a single family rental is $2,000 but you are getting $4,000 - they ignore the $4,000 and will underwrite it based on $2,000.

  • Chris Seveney
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