First post — one equity hold in Nashville, trying to build toward cash flow

Hey all — first post, mostly here to learn.

I'm a server at a fine dining steakhouse and own a condo in Nashville that I rent out. It doesn't cash flow, it's really an equity hold at this point. It's taught me a lot, but I'd rather not have my next one be the same story, so I'm trying to move toward BRRRR deals in the surrounding areas and build cash flow alongside the equity.

I’m looking at Middle Tennessee and North Alabama and surrounding areas. Still early — reading a lot, running numbers, and trying to figure out where deals actually come from versus what gets talked about online. I’m especially interested in creative financing. I have capital to put in, but not enough to keep doing 20 to 25 percent down conventional deals, so I’m trying to understand seller financing, subject-to, and private money well enough to actually structure something.

I’m also looking for meetups around Middle Tennessee. If there’s a regular group in the Nashville, Murfreesboro, or Franklin area worth showing up to, I’d love a pointer — I learn a lot faster in a room than on a screen.

If you’re in the TN/AL area and have done this, I’d love to connect. Lenders, contractors, agents, or anyone willing to field questions from someone still learning. I work nights, so my days are wide open for property walks or coffee.