Traditional Loans Blog Posts

Jun 04, 2024Jun 04, 2024 The BiggerPockets Money Podcast

Coast FI at 24 and a $99K Net Worth Thanks to a Few Years of Pure Hustle

Could Coast FI be your BEST path to financial independence? Maybe you don’t want to retire early—not yet, at least. Hustle for a few years, invest your money, and watch…

May 06, 2024May 16, 2024 Jeff Vasishta

Are Adjustable Rate Mortgages a Lifeline for Lower Rates? Or the Most Dangerous Thing You Could Do?

If, like me, you check mortgage interest rates like an expectant parent checks their wife’s contractions, you doubtless will have analyzed every type of loan product in an attempt to inch the…

Apr 29, 2024May 27, 2024 William J. Tessar

Real Estate Investors: Use These Loans to Get Your Construction Project Across the Finish Line

This article is presented by CV3 Financial. Read our editorial guidelines for more information. The real estate market is ever-evolving, and there has been a growing trend toward ground-up construction. With existing…

Feb 20, 2024Mar 20, 2024 Caeli Ridge

Investors: Stop Worrying About Interest Rates—Here’s Why Right Now Is the Time to Buy

Now that the new year buzz has settled and the reality of persistently high mortgage rates has set in, how should investors react?

Jan 12, 2024Jul 24, 2024 Joe Coleman

Is the New 5% Down Fannie Mae Multifamily Loan as Lucrative as We Thought? Here’s Our Analysis

In November, the 5% down Fannie Mae loan for multifamily properties was released to thunderous applause. We analyze a deal under the new program to see just how beneficial it…

Nov 20, 2023Jan 08, 2024 Charlie Hardage

High Interest Rates Have Impacted HELOCs—But Can You Still Get One?

Stop being concerned with ROI and IRR. Stop putting yourself in speculative positions. The path to wealth is boring, and this is what you should be paying attention to.

Oct 30, 2023Feb 28, 2024 Scott Gibson

Understanding APR on Loans

The APR (annual percentage rate) on a loan is the total cost of borrowing money. Understanding APR is crucial when applying for a mortgage, personal loan, credit card, or real…

Oct 25, 2023Feb 08, 2024 Ana Gotter

Can You Add Renovation Costs to a Conventional Mortgage?

You can add renovation costs to a conventional mortgage, but only when you’re using a conventional cash-out refinance. If you’re doing a cash-out refinance on an existing home, you can…

Sep 27, 2023Feb 29, 2024 Robin Simon

What’s Next For DSCR Loans? Updates For 2024 and Beyond

DSCR loans are increasingly popular—which means new products are coming in 2024. Here's what's coming next.

Sep 17, 2023Feb 08, 2024 Ana Gotter

How to Get Rid of PMI on Your Investment Property

Learn a few strategies investors can use to get rid of PMI on their loans.

Sep 10, 2023Feb 08, 2024 Cyrus Vanover

Can I Roll Closing Costs Into My Conventional Mortgage?

Some investors may benefit from rolling their closing costs into their mortgage payments. Is this strategy for you?

Sep 04, 2023Feb 28, 2024 Robin Simon

DSCR Loans: Terms to Know When Working With These Popular Rental Loans

To help investors master the world of DSCR loans and know how to effectively communicate and work with rental property lenders, here is a helpful glossary of terms you need to know…

Sep 03, 2023Feb 08, 2024 Scott Gibson

What Is a Conventional Loan?

A conventional mortgage loan is a type of financing offered by private lenders. Also called a conforming conventional loan, the mortgage meets the requirements for government-backed loans like Fannie Mae…