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Business Page


business profile image

Loan Factory, Inc

Lender
4.9 stars
1369 Reviews

Markets served


Nationwide
Florida
New York
Oregon
South Carolina

Licenses


Company NMLS
#320841
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Florida: 1001412
Nevada: NMLO-120568
New York: 1001412
Oregon: 1001412

About us


Our mission is to be our clients’ and referral partners’ trusted advisors, guiding them through the home financing process with the highest-level of service, professionalism, and transparency.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)

Hard/Private/Non-QM

DSCR (long-term rental)
Foreign National Loan
Refinance (investment)

Reviews (1369)


4.9 stars
1369 Reviews
4.9 stars
1369 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
Edited a week ago
Reviewed by Charles Loiseau
Brandon was amazing. He explained everything step by step. There were times I would call and ask the same questions and had no problem explaining over and over again. There were times in the process I was nervous but he guided us through and through taking away our worries and concerns (even 4 days before closing). He answered our calls way pass business hours and I'm glad he was our loan officer. I would 1000% recommend him to our friends when it's their time to buy a home. Thank you Brandon for helping me and my family with our forever home. Your patience and professionalism was top notch.
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Jakob LaMontanaro
Nick Carrino is a powerhouse in the mortgage space. He’s efficient, transparent, and relentless when it comes to getting the best outcome for his clients. Nick takes pride in his work and it shows — from fast turnarounds to smooth closings, he makes even the most complex scenarios feel easy. You’ll never feel like you’re in the dark when working with Nick. Highly recommend him if you’re looking for someone who gets the job done and does it with integrity.
reviewer image
5.0 stars
|
Edited 2 weeks ago
Reviewed by Vivian Dobson
Absolutely the best!! Danica is very professional and detailed oriented; She finds the most suitable deals for her clients, based on their needs and works hard to get them approved. My interest rates were good; I saved money and closing was a breeze. Overall, Thumbs up!!
reviewer image
5.0 stars
|
a month ago
Reviewed by Viviana Perdomo
We had a great experience working with Phil. He was incredibly helpful, patient, and understanding throughout the entire process. He took the time to break everything down clearly, answered all of our questions, and made sure we felt comfortable every step of the way. We truly appreciated his professionalism and support. He made a stressful process feel much more manageable. Highly recommend!
reviewer image
5.0 stars
|
a month ago
I had an amazing experience working with Sal. From the very beginning, he went above and beyond to help us navigate the mortgage process and get into the perfect home for our family. He was always available to answer questions, explain our options, and make sure we felt confident every step of the way. Buying a home can be stressful, but he made it feel smooth and manageable. He truly cared about getting us the best possible outcome, not just financially, but in finding a home that was right for our family. We’re incredibly grateful for his dedication and support. Highly recommend to anyone looking for a knowledgeable, trustworthy, and genuinely helpful mortgage broker!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Kirsten Chabalie
Working with Brian was one of the best decisions we made during our home-buying journey. From start to finish, he showed incredible kindness, professionalism, and an unwavering commitment to helping us succeed. We came to Brian a bit of a mess and worried, and he turned everything around for us better than we could’ve ever expected. Reassuring us every moment of the process, Brian portrayed incredible knowledge and confidence in assisting us to get where we needed to be. He certainly delivered! His dedication went far beyond just numbers and paperwork. He genuinely cared about us and our goals. Every step of the way, he was patient, responsive, and incredibly thorough, making what could have been a stressful process feel smooth and hopeful. Thanks to his hard work and generosity, we now have a place we can proudly call home. That is a gift we will never take for granted. It’s not just a house though. It’s a dream come true, and we owe that to Brian and the amazing team that stood beside us even through the times that were hard to navigate. We can't thank him enough and would wholeheartedly, every time recommend him and NMB to anyone looking for not just a lender, but a true partner in the process.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Casey H
Joe made the home-buying process seamless! He was incredibly knowledgeable, patient, and always available to answer my questions. From start to finish, he kept me informed and ensured everything moved smoothly. His professionalism and dedication made securing my loan stress-free. I truly appreciate his hard work and expertise. If you’re looking for a reliable, trustworthy lender, Joe is the one! Highly recommend—5 stars all the way!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Ted Alexander
Mike and William would periodically contact us concerning purchasing a home. I’m glad they did because we were ready and didn’t really even know it. They set us up with a perfect program. They walked us through carefully. William is an expert at his job. He made his feel comfortable and cared for through the whole process. I can’t conceive of their being a better company to do your house loan through. Thanks guys, you made it fun!
reviewer image
5.0 stars
|
Edited a week ago
Reviewed by Charles Loiseau
Brandon was amazing. He explained everything step by step. There were times I would call and ask the same questions and had no problem explaining over and over again. There were times in the process I was nervous but he guided us through and through taking away our worries and concerns (even 4 days before closing). He answered our calls way pass business hours and I'm glad he was our loan officer. I would 1000% recommend him to our friends when it's their time to buy a home. Thank you Brandon for helping me and my family with our forever home. Your patience and professionalism was top notch.
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Jakob LaMontanaro
Nick Carrino is a powerhouse in the mortgage space. He’s efficient, transparent, and relentless when it comes to getting the best outcome for his clients. Nick takes pride in his work and it shows — from fast turnarounds to smooth closings, he makes even the most complex scenarios feel easy. You’ll never feel like you’re in the dark when working with Nick. Highly recommend him if you’re looking for someone who gets the job done and does it with integrity.
reviewer image
5.0 stars
|
Edited 2 weeks ago
Reviewed by Vivian Dobson
Absolutely the best!! Danica is very professional and detailed oriented; She finds the most suitable deals for her clients, based on their needs and works hard to get them approved. My interest rates were good; I saved money and closing was a breeze. Overall, Thumbs up!!
reviewer image
5.0 stars
|
a month ago
Reviewed by Viviana Perdomo
We had a great experience working with Phil. He was incredibly helpful, patient, and understanding throughout the entire process. He took the time to break everything down clearly, answered all of our questions, and made sure we felt comfortable every step of the way. We truly appreciated his professionalism and support. He made a stressful process feel much more manageable. Highly recommend!
reviewer image
5.0 stars
|
a month ago
I had an amazing experience working with Sal. From the very beginning, he went above and beyond to help us navigate the mortgage process and get into the perfect home for our family. He was always available to answer questions, explain our options, and make sure we felt confident every step of the way. Buying a home can be stressful, but he made it feel smooth and manageable. He truly cared about getting us the best possible outcome, not just financially, but in finding a home that was right for our family. We’re incredibly grateful for his dedication and support. Highly recommend to anyone looking for a knowledgeable, trustworthy, and genuinely helpful mortgage broker!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Kirsten Chabalie
Working with Brian was one of the best decisions we made during our home-buying journey. From start to finish, he showed incredible kindness, professionalism, and an unwavering commitment to helping us succeed. We came to Brian a bit of a mess and worried, and he turned everything around for us better than we could’ve ever expected. Reassuring us every moment of the process, Brian portrayed incredible knowledge and confidence in assisting us to get where we needed to be. He certainly delivered! His dedication went far beyond just numbers and paperwork. He genuinely cared about us and our goals. Every step of the way, he was patient, responsive, and incredibly thorough, making what could have been a stressful process feel smooth and hopeful. Thanks to his hard work and generosity, we now have a place we can proudly call home. That is a gift we will never take for granted. It’s not just a house though. It’s a dream come true, and we owe that to Brian and the amazing team that stood beside us even through the times that were hard to navigate. We can't thank him enough and would wholeheartedly, every time recommend him and NMB to anyone looking for not just a lender, but a true partner in the process.
reviewer image
5.0 stars
|
4 months ago
Reviewed by Casey H
Joe made the home-buying process seamless! He was incredibly knowledgeable, patient, and always available to answer my questions. From start to finish, he kept me informed and ensured everything moved smoothly. His professionalism and dedication made securing my loan stress-free. I truly appreciate his hard work and expertise. If you’re looking for a reliable, trustworthy lender, Joe is the one! Highly recommend—5 stars all the way!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Ted Alexander
Mike and William would periodically contact us concerning purchasing a home. I’m glad they did because we were ready and didn’t really even know it. They set us up with a perfect program. They walked us through carefully. William is an expert at his job. He made his feel comfortable and cared for through the whole process. I can’t conceive of their being a better company to do your house loan through. Thanks guys, you made it fun!

Our Team


Joseph Chiofalo