Business Page
CapCenter
Lender
4.8 stars
510 Reviews
Markets served
District of Columbia
Florida
Georgia
Maryland
North Carolina
Ohio
South Carolina
Virginia
Licenses
Company NMLS
#67717
Additional info available at the
NMLS consumer access website
Additional Licenses & Information
Mortgage Lender Licensed in Virginia, Maryland, North Carolina, South Carolina, Washington DC, Georgia. and Florida.
About us
CapCenter is a top-rated Mortgage Lender that provides Zero Closing Cost Mortgages with Great Interest Rates. You also have the option of hiring a local CapCenter Realtor to receive additional savings on your next home purchase. CapCenter Realty will also sell your home for Zero Listing Fees when you use all three services. CapCenter started in 1997 from a desire to save realty and lending clients thousands of dollars in the home buying, selling and financing processes. By combining mortgage and realty under one roof we are able to provide clients an easier, less stressful experience. The needs of each and every client are our main focus. We emphasize efficiency, transparency and championing our clients’ interests. We want to be their heroes. Our success has developed from our dedication to customer service and our growing reputation for doing business the right way.
Specialties
Conventional & Gov.
Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
Reviews (510)
4.8 stars
510 Reviews
4.8 stars
509 Reviews
5.0 stars
1 Review
5.0 stars
4 days ago
Reviewed by
Ronald Hendrickson
We have bought or refinanced at least 4 times with CapCenter, always at a great price and with the best customer service. We appreciated the free Thanksgiving pie, too, so nice and neighborly.
5.0 stars
6 days ago
Reviewed by
Weldon Wirick
IOver the years, Ive refinanced home mortgages 3 times with Capcenter. Each time I had a top notch rep guide me through the paperwork and kept me informed at every step. Super easy and stress free. All with no closing costs. It's a no brainer transaction in my book.
5.0 stars
6 days ago
Reviewed by
Mona Morris
We have bought, sold and refinanced numerous times with CapCenter and always receive superior service. The Process is efficient and accurate with exemplary customer service! Excellent!
5.0 stars
a month ago
Reviewed by
Alok Chaudhary
Great experience working with CapCenter Mortgage on refinancing our loan recently. Great rate, zero closing costs and smooth closing process. We will work with them again when we have a need. Highly recommend CapCenter.
4.0 stars
Edited 2 weeks ago
Reviewed by
Mike Venaglia
I recently called for a homeowners insurance quote and purchased a policy underwritten by Travelers the same day, paying the annual premium in full. Two weeks later I see, only on the Travelers website, that I'm being billed an additional $123. Apparently, CapCenter gave me an early quote discount I was not entitled to. Where I come from, when you make a mistake, you suffer the consequences. CapCenter feels I should suffer the consequences for their mistake. I've worked with two levels of customer service with no satisfaction. This is not a good way to do business. I liked the idea of dealing with a local company but it has not worked out well.
CapCenter Insurance has since reached out to me and made things right. This is the level of customer service I was looking for from the start. Thank you.
5.0 stars
a month ago
Reviewed by
Valerie Bailey
Used CapCenter to do a no cost refi since rates recently dropped and closed in 2 weeks. Every person I dealt with from the initial inquiry to the closing table was great, and best of all...it didn't cost my anything. Will definitely use CapCenter again.
5.0 stars
4 months ago
Reviewed by
Kristin Dulaney
We did a refinance with CapCenter and had a wonderful experience. Every person we spoke to was knowledgeable and willing to answer all our questions. The process was easy to complete from start to finish. No closing costs was an amazing savings! I would definitely recommend CapCenter and would use them again.
5.0 stars
Edited 2 months ago
Reviewed by
Belinda
CapCenter made the mortgage process refreshingly smooth and stress-free.** From start to finish, their team was professional, responsive, and genuinely committed to helping me navigate each step with clarity and confidence. I appreciated their transparency—no hidden fees, no surprises—and the fact that they covered closing costs was a huge bonus.
What stood out most was their efficiency. CapCenter was faster, more organized, and far more communicative. My loan officer was knowledgeable and patient, always ready to answer questions and explain options. It felt like they truly cared about my experience, not just the transaction.
If you're looking for a lender that combines great service with real savings, CapCenter is the way to go. I’m grateful for their support and would absolutely recommend them to anyone buying or refinancing a home.
5.0 stars
about 2 years ago
Reviewed by
Erik Bleecher
5.0 stars
about 2 years ago
Reviewed by
Erik Bleecher
5.0 stars
4 days ago
Reviewed by
Ronald Hendrickson
We have bought or refinanced at least 4 times with CapCenter, always at a great price and with the best customer service. We appreciated the free Thanksgiving pie, too, so nice and neighborly.
5.0 stars
6 days ago
Reviewed by
Weldon Wirick
IOver the years, Ive refinanced home mortgages 3 times with Capcenter. Each time I had a top notch rep guide me through the paperwork and kept me informed at every step. Super easy and stress free. All with no closing costs. It's a no brainer transaction in my book.
5.0 stars
6 days ago
Reviewed by
Mona Morris
We have bought, sold and refinanced numerous times with CapCenter and always receive superior service. The Process is efficient and accurate with exemplary customer service! Excellent!
5.0 stars
a month ago
Reviewed by
Alok Chaudhary
Great experience working with CapCenter Mortgage on refinancing our loan recently. Great rate, zero closing costs and smooth closing process. We will work with them again when we have a need. Highly recommend CapCenter.
4.0 stars
Edited 2 weeks ago
Reviewed by
Mike Venaglia
I recently called for a homeowners insurance quote and purchased a policy underwritten by Travelers the same day, paying the annual premium in full. Two weeks later I see, only on the Travelers website, that I'm being billed an additional $123. Apparently, CapCenter gave me an early quote discount I was not entitled to. Where I come from, when you make a mistake, you suffer the consequences. CapCenter feels I should suffer the consequences for their mistake. I've worked with two levels of customer service with no satisfaction. This is not a good way to do business. I liked the idea of dealing with a local company but it has not worked out well.
CapCenter Insurance has since reached out to me and made things right. This is the level of customer service I was looking for from the start. Thank you.
5.0 stars
a month ago
Reviewed by
Valerie Bailey
Used CapCenter to do a no cost refi since rates recently dropped and closed in 2 weeks. Every person I dealt with from the initial inquiry to the closing table was great, and best of all...it didn't cost my anything. Will definitely use CapCenter again.
5.0 stars
4 months ago
Reviewed by
Kristin Dulaney
We did a refinance with CapCenter and had a wonderful experience. Every person we spoke to was knowledgeable and willing to answer all our questions. The process was easy to complete from start to finish. No closing costs was an amazing savings! I would definitely recommend CapCenter and would use them again.
5.0 stars
Edited 2 months ago
Reviewed by
Belinda
CapCenter made the mortgage process refreshingly smooth and stress-free.** From start to finish, their team was professional, responsive, and genuinely committed to helping me navigate each step with clarity and confidence. I appreciated their transparency—no hidden fees, no surprises—and the fact that they covered closing costs was a huge bonus.
What stood out most was their efficiency. CapCenter was faster, more organized, and far more communicative. My loan officer was knowledgeable and patient, always ready to answer questions and explain options. It felt like they truly cared about my experience, not just the transaction.
If you're looking for a lender that combines great service with real savings, CapCenter is the way to go. I’m grateful for their support and would absolutely recommend them to anyone buying or refinancing a home.
