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Business Page


business profile image

Wildcat Lending

Lender
4.7 stars
249 Reviews

Markets served


Alabama
Arizona
Colorado
Florida
Georgia
Indiana
Kansas
Kentucky
Massachusetts
Missouri
Montana
Nevada
North Carolina
Ohio
Oklahoma
Pennsylvania
Tennessee
Texas
Utah

About us


Wildcat specializes in financing non-owner-occupied, single-family investment properties (1-4 units). We offer same-day approvals and 48-hour closings for new and experienced investors. We finance up to 95% LTC or 70% LTV. 𝐀𝐩𝐩𝐫𝐨𝐯𝐚𝐥 𝐑𝐞𝐪𝐮𝐢𝐫𝐞𝐦𝐞𝐧𝐭𝐬: 600+ Fico|6 Months Liquid Reserves|No Recent Bankruptcy or Foreclosure|Minimum Loan Amount $50,000.

Specialties


Hard/Private/Non-QM

Fix & Flip

Reviews (249)


4.7 stars
249 Reviews
4.7 stars
249 Reviews
0.0 star
0 Reviews

reviewer image
5.0 stars
|
3 months ago
Reviewed by Tyler
I had a great experience with Isiah Barron and Wildcat Lending. Isiah was very responsive and helpful to get my real estate transaction through in a tight timeline. I’d highly recommend using them if you’re a real estate investor and need hard money!
reviewer image
1.0 star
|
4 months ago
Reviewed by Daron Lee
Used them twice in the past, wouldn't fund me for the 3rd. What's funny is that I told them I was going with a different lender before we started, and they said they could beat their rate and and give me a better term sheet. Now their "lending rules" have changed and they wouldn't move forward. Why waste my time? I was already looking somewhere else.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Sarah Banks
I couldn't have asked for a more professional team than the one at Wildcat. We had a deadline to meet that was just 4 days away from when I first contacted them and it was an out of state property and Ford Story and the team came through with flying colors. I would highly recommend Wildcat!!! Thanks again for helping us out.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Jacob Casarez
Great experience so far working with Isaiah Barron at Wildcat Lending. I value his character and dependability. He is proactive and takes care of business. Isaiah is my #1 go to resource for funding real estate transactions. I will continue to refer all my clients to him first as he continues to do a great job for us!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Rick Partridge
Called Isaiah to inquire about a loan so I could flip a house. He explained everything and never made me feel pressured or that I was going to be scammed. We closed within a week. I can’t wait to do my next one with Isaiah and Wildcat. At closing everything was there and the whole process lasted less than 15 minutes. Highly recommend Wildcat.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Alicia Berridge
I have used Wildcat Lending since November 2023 with 4 different transactions. I wanted to take the time to post how professional Wildcat Lending has been through all of my transactions. Their team is exceptional in every way possible from helping me with all of my lending proceedings, insurance needs, rehab, and all of my questions. Their team is impeccable. I love Wildcat Lending and would recommend them to anyone who is looking for a legitimate, reliable and ethical company, especially for Hard Money lending. Way to go Wildcat. You definitely have my vote and I love you. A big shout out to Jack who is my personal representative, 😃 you have been awesome through this current transaction that we are doing for my newest property and I appreciate you so much for your patience with me. You are the best 😁. Wildcat is Blessed to have you on their team. ~Alicia, L&A Kingdom Investments, LLC. St. Louis / California
reviewer image
5.0 stars
|
10 months ago
Reviewed by Emery Chen
I can't say enough about how great my experience was working with Gino on my recent rehab and flip project! As a new investor, I was initially nervous about navigating the lending process, but from day one, he made everything so much easier. What stood out to me the most was how easy they were to work with. The entire process, from application to funding, was smooth and seamless. Their team was incredibly responsive and answered all of my questions quickly — sometimes within minutes. The communication was top-notch, which is so important when you're working on a time-sensitive project like a rehab. Additionally, I really appreciated the level of guidance and support they provided. They took the time to walk me through everything, ensuring I understood each step, and offered valuable advice that helped me make informed decisions. As a new investor, this was invaluable. Overall, I couldn’t be happier with the service, speed, and professionalism Gino provided. They truly helped make my first flip a success, and I look forward to working with them again on future deals! Highly recommend for anyone looking for a reliable, supportive, and efficient lender in the rehab and flip space.
reviewer image
1.0 star
|
Edited 4 months ago
Reviewed by Indraneel Kuppili
They offer only 6 month loans and charge the interest on both the principal and the rehab amount from the origination of the loan. When I asked why I needed to pay the interest on the amount you haven't drawn yet.. they said that's how their loans work. There are plenty of lenders who only charge on the principal and only start charging you as you make the draws. Read the fineprint and all the clauses. If you are dealing with permits, you are dumping your money down the drain while you wait for them. If your project exceeds beyond 6 months, get ready to be slapped by some sneaky and exorbitant fees. Would not recommend them for a big project as it may exceed beyong 6 months and wouldn't recommend for a small project either as you will be paying for both the principal and total rehab amount from origination. It's a lose-lose situation!
reviewer image
5.0 stars
|
3 months ago
Reviewed by Tyler
I had a great experience with Isiah Barron and Wildcat Lending. Isiah was very responsive and helpful to get my real estate transaction through in a tight timeline. I’d highly recommend using them if you’re a real estate investor and need hard money!
reviewer image
1.0 star
|
4 months ago
Reviewed by Daron Lee
Used them twice in the past, wouldn't fund me for the 3rd. What's funny is that I told them I was going with a different lender before we started, and they said they could beat their rate and and give me a better term sheet. Now their "lending rules" have changed and they wouldn't move forward. Why waste my time? I was already looking somewhere else.
reviewer image
5.0 stars
|
5 months ago
Reviewed by Sarah Banks
I couldn't have asked for a more professional team than the one at Wildcat. We had a deadline to meet that was just 4 days away from when I first contacted them and it was an out of state property and Ford Story and the team came through with flying colors. I would highly recommend Wildcat!!! Thanks again for helping us out.
reviewer image
5.0 stars
|
6 months ago
Reviewed by Jacob Casarez
Great experience so far working with Isaiah Barron at Wildcat Lending. I value his character and dependability. He is proactive and takes care of business. Isaiah is my #1 go to resource for funding real estate transactions. I will continue to refer all my clients to him first as he continues to do a great job for us!
reviewer image
5.0 stars
|
6 months ago
Reviewed by Rick Partridge
Called Isaiah to inquire about a loan so I could flip a house. He explained everything and never made me feel pressured or that I was going to be scammed. We closed within a week. I can’t wait to do my next one with Isaiah and Wildcat. At closing everything was there and the whole process lasted less than 15 minutes. Highly recommend Wildcat.
reviewer image
5.0 stars
|
7 months ago
Reviewed by Alicia Berridge
I have used Wildcat Lending since November 2023 with 4 different transactions. I wanted to take the time to post how professional Wildcat Lending has been through all of my transactions. Their team is exceptional in every way possible from helping me with all of my lending proceedings, insurance needs, rehab, and all of my questions. Their team is impeccable. I love Wildcat Lending and would recommend them to anyone who is looking for a legitimate, reliable and ethical company, especially for Hard Money lending. Way to go Wildcat. You definitely have my vote and I love you. A big shout out to Jack who is my personal representative, 😃 you have been awesome through this current transaction that we are doing for my newest property and I appreciate you so much for your patience with me. You are the best 😁. Wildcat is Blessed to have you on their team. ~Alicia, L&A Kingdom Investments, LLC. St. Louis / California
reviewer image
5.0 stars
|
10 months ago
Reviewed by Emery Chen
I can't say enough about how great my experience was working with Gino on my recent rehab and flip project! As a new investor, I was initially nervous about navigating the lending process, but from day one, he made everything so much easier. What stood out to me the most was how easy they were to work with. The entire process, from application to funding, was smooth and seamless. Their team was incredibly responsive and answered all of my questions quickly — sometimes within minutes. The communication was top-notch, which is so important when you're working on a time-sensitive project like a rehab. Additionally, I really appreciated the level of guidance and support they provided. They took the time to walk me through everything, ensuring I understood each step, and offered valuable advice that helped me make informed decisions. As a new investor, this was invaluable. Overall, I couldn’t be happier with the service, speed, and professionalism Gino provided. They truly helped make my first flip a success, and I look forward to working with them again on future deals! Highly recommend for anyone looking for a reliable, supportive, and efficient lender in the rehab and flip space.
reviewer image
1.0 star
|
Edited 4 months ago
Reviewed by Indraneel Kuppili
They offer only 6 month loans and charge the interest on both the principal and the rehab amount from the origination of the loan. When I asked why I needed to pay the interest on the amount you haven't drawn yet.. they said that's how their loans work. There are plenty of lenders who only charge on the principal and only start charging you as you make the draws. Read the fineprint and all the clauses. If you are dealing with permits, you are dumping your money down the drain while you wait for them. If your project exceeds beyond 6 months, get ready to be slapped by some sneaky and exorbitant fees. Would not recommend them for a big project as it may exceed beyong 6 months and wouldn't recommend for a small project either as you will be paying for both the principal and total rehab amount from origination. It's a lose-lose situation!

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