From the very first conversation, Gloria De La Vara, exceeded every expectation I had. Navigating the home loan process can be overwhelming, but Gloria made it feel seamless, transparent, and even enjoyable. What stood out most was Gloria’s incredible responsiveness and deep knowledge of the mortgage landscape. Every question I had—no matter how small—was met with patience and clarity. Gloria took the time to explain each step, and presented loan options that truly fit my financials. Throughout the process, Gloria demonstrated genuine care—not just for getting the deal done, but for making sure I felt confident and informed. My loan closed smoothly with a fantastic rate, and with zero surprises. I wholeheartedly recommend Gloria to anyone looking for a trustworthy, experienced professional, and with a personable approach through the home financing journey.

Steve Aparis is extremely knowledgeable and attentive to his clients. He made the entire process easy from start to finish. His great sense of humour helped us through the occasional challenges of obtaining our mortgage in order to purchase our dream home. He has our absolute highest recommendation.

Very helpful & professional just the absolute best when helping someone purchase a home! Was the best experience I’ve ever had. Would definitely recommend them to anyone trying to purchase a home.

Steve is great to work with. I had out of state clients moving to San Diego and he immediately made a great impression with them. They were so happy to find someone with knowledge and experience to guide them thru the loan process. Steve and I worked as a team and got them into their dream home. Excellent communication skills with me and the buyer. Would highly recommend for your lending needs!

Had a fantastic experience with Russ Schreier - very knowledgeable, and clearly very good at what he does. Russ was available for any questions I had, and walked me through several different option during our homebuying process. Can’t recommend enough

We wish to extend our heartfelt gratitude to our exceptional loan officer, Gloria De La Vara. From the very first moments of our journey, she was an invaluable resource, guiding us seamlessly from application through to funding. Gloria’s responsiveness was remarkable—she addressed all our questions with promptness and genuine care, ensuring we never felt overwhelmed. Her thorough explanations illuminated every step of the process, equipping us with the knowledge we needed to understand what to expect. We wholeheartedly recommend Gloria to anyone embarking on the adventure of buying a home. Thank you, Gloria, for your unwavering support and dedication!

Russ at Point Mortgage made my first home purchase incredibly smooth and stress-free. He was responsive, knowledgeable, and guided me through every step of the process. I couldn’t be happier with the service I received!

Veronica Morales was great helping us with our first time loan she explained patiently even though i might of asked the same question more than once she had no problem explaining again. She was great i would highly recommend her. The loan process was fast..

As the CEO of one of the top-rated real estate platforms and an active investor myself, I understand the critical factors that can make or break a successful real estate investment. Working with Dennis Bragg has been a game-changer for both new and seasoned investors alike. Here are the three most critical aspects that set Dennis apart: 1. Exceptional Response Time In the fast-paced world of real estate, timing is everything. Dennis consistently demonstrates an unparalleled level of responsiveness, ensuring that no opportunity slips through the cracks. Whether it’s an urgent query from a new investor navigating their first purchase or a complex deal requiring immediate attention from an experienced investor, Dennis is always prompt and reliable. His swift communication ensures that clients are always a step ahead in the competitive market. 2. In-Depth Market Knowledge Dennis possesses an extensive understanding of the real estate market, backed by years of hands-on experience and continuous learning. He provides insightful analysis and up-to-date information on market trends, neighborhood developments, and investment hotspots. This deep market knowledge empowers investors to make informed decisions, minimizing risks and maximizing returns. Whether you're just starting out or have a diverse portfolio, Dennis's expertise is invaluable in identifying lucrative opportunities. 3. Masterful Negotiation Skills Negotiation is an art, and Dennis Bragg is a true master. His ability to advocate effectively on behalf of his clients ensures that every deal is structured to their advantage. Dennis navigates complex negotiations with ease, securing favorable terms and optimal pricing that align with his clients' investment goals. His strategic approach and keen attention to detail have consistently resulted in successful outcomes, earning him the trust and respect of investors across the board. Working with Dennis Bragg means partnering with a Realtor who is not only responsive and knowledgeable but also a formidable negotiator. Whether you are new to real estate investing or have years of experience under your belt, Dennis provides the support and expertise needed to achieve your investment objectives. I highly recommend Dennis to anyone looking to elevate their real estate investment journey.

As the CEO of one of the top-rated real estate platforms and an active investor myself, I understand the critical factors that can make or break a successful real estate investment. Working with Dennis Bragg has been a game-changer for both new and seasoned investors alike. Here are the three most critical aspects that set Dennis apart: 1. Exceptional Response Time In the fast-paced world of real estate, timing is everything. Dennis consistently demonstrates an unparalleled level of responsiveness, ensuring that no opportunity slips through the cracks. Whether it’s an urgent query from a new investor navigating their first purchase or a complex deal requiring immediate attention from an experienced investor, Dennis is always prompt and reliable. His swift communication ensures that clients are always a step ahead in the competitive market. 2. In-Depth Market Knowledge Dennis possesses an extensive understanding of the real estate market, backed by years of hands-on experience and continuous learning. He provides insightful analysis and up-to-date information on market trends, neighborhood developments, and investment hotspots. This deep market knowledge empowers investors to make informed decisions, minimizing risks and maximizing returns. Whether you're just starting out or have a diverse portfolio, Dennis's expertise is invaluable in identifying lucrative opportunities. 3. Masterful Negotiation Skills Negotiation is an art, and Dennis Bragg is a true master. His ability to advocate effectively on behalf of his clients ensures that every deal is structured to their advantage. Dennis navigates complex negotiations with ease, securing favorable terms and optimal pricing that align with his clients' investment goals. His strategic approach and keen attention to detail have consistently resulted in successful outcomes, earning him the trust and respect of investors across the board. Working with Dennis Bragg means partnering with a Realtor who is not only responsive and knowledgeable but also a formidable negotiator. Whether you are new to real estate investing or have years of experience under your belt, Dennis provides the support and expertise needed to achieve your investment objectives. I highly recommend Dennis to anyone looking to elevate their real estate investment journey.

From the very first conversation, Gloria De La Vara, exceeded every expectation I had. Navigating the home loan process can be overwhelming, but Gloria made it feel seamless, transparent, and even enjoyable. What stood out most was Gloria’s incredible responsiveness and deep knowledge of the mortgage landscape. Every question I had—no matter how small—was met with patience and clarity. Gloria took the time to explain each step, and presented loan options that truly fit my financials. Throughout the process, Gloria demonstrated genuine care—not just for getting the deal done, but for making sure I felt confident and informed. My loan closed smoothly with a fantastic rate, and with zero surprises. I wholeheartedly recommend Gloria to anyone looking for a trustworthy, experienced professional, and with a personable approach through the home financing journey.

Steve Aparis is extremely knowledgeable and attentive to his clients. He made the entire process easy from start to finish. His great sense of humour helped us through the occasional challenges of obtaining our mortgage in order to purchase our dream home. He has our absolute highest recommendation.

Very helpful & professional just the absolute best when helping someone purchase a home! Was the best experience I’ve ever had. Would definitely recommend them to anyone trying to purchase a home.

Steve is great to work with. I had out of state clients moving to San Diego and he immediately made a great impression with them. They were so happy to find someone with knowledge and experience to guide them thru the loan process. Steve and I worked as a team and got them into their dream home. Excellent communication skills with me and the buyer. Would highly recommend for your lending needs!

Had a fantastic experience with Russ Schreier - very knowledgeable, and clearly very good at what he does. Russ was available for any questions I had, and walked me through several different option during our homebuying process. Can’t recommend enough

We wish to extend our heartfelt gratitude to our exceptional loan officer, Gloria De La Vara. From the very first moments of our journey, she was an invaluable resource, guiding us seamlessly from application through to funding. Gloria’s responsiveness was remarkable—she addressed all our questions with promptness and genuine care, ensuring we never felt overwhelmed. Her thorough explanations illuminated every step of the process, equipping us with the knowledge we needed to understand what to expect. We wholeheartedly recommend Gloria to anyone embarking on the adventure of buying a home. Thank you, Gloria, for your unwavering support and dedication!

Russ at Point Mortgage made my first home purchase incredibly smooth and stress-free. He was responsive, knowledgeable, and guided me through every step of the process. I couldn’t be happier with the service I received!

Veronica Morales was great helping us with our first time loan she explained patiently even though i might of asked the same question more than once she had no problem explaining again. She was great i would highly recommend her. The loan process was fast..