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Business Page


business profile image

Total Quality Lending

Lender
4.8 stars
367 Reviews

Markets served


Alabama
Arizona
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Michigan
Minnesota
North Carolina
Ohio
Oklahoma
Oregon
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin
Alabama
Arizona
California
Colorado
Connecticut
Florida
Georgia
Hawaii
Idaho
Indiana
Iowa
Maryland
Minnesota
New Mexico
North Carolina
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
Tennessee
Texas
Virginia
Washington
Wisconsin

Licenses


Company NMLS
#1933377
Additional info available at the NMLS consumer access website

Additional Licenses & Information

Alabama: 23142
Arizona: 1021113
California: 108369
Colorado: 0
Connecticut: 1933377
Florida: 0
Georgia: 1933377
Idaho: 20819333
Illinois: 6761610
Indiana: 1933377
Iowa: 20220126
Kansas: 26188
Michigan: 24215
Minnesota: 19333
Missouri: 1933377
Montana: 1933377
New Jersey: 1933777
North Carolina: 1933777
Ohio: 80471400
Oklahoma:...

About us


We deliver investor-friendly financing FAST — Direct lending, no junk fees, & a 15-day close guarantee on Traditional Loans.

TQL is your one-stop partner for Traditional & Non-Traditional Loan Products — from Conventional to DSCR, Short-Term Rental loans to Condotels, Rural properties, LLC vesting, and more. 

✅ No lender fee Refi's for Returning Clients 
✅ Access to All our Investor Resources 
✅ Mission+ Purpose Driven Mortgage Lender
✅ Team of real estate investors who get it

We're not just funding loans — we're helping build wealth through real estate.

 We now work directly with Mortgage brokers to help fund their investor clients too. Minimum Loan Amount of 100k.

Specialties


Conventional & Gov.

Refinance (investment)
Conventional Rental Loan
VA Loan
Conventional Loan
Refinance (primary home)
FHA

Hard/Private/Non-QM

DSCR (long-term rental)
DSCR (short-term rental)
Refinance (investment)

Reviews (367)


4.8 stars
367 Reviews
4.8 stars
360 Reviews
5.0 stars
7 Reviews

reviewer image
5.0 stars
|
4 days ago
Reviewed by Chris Bartell
Had a great experience with Taylor Burkhart at Total Quality Lending. He’s trustworthy, professional, and easy to work with. Krystal, the Loan Success Manager, was also fantastic—very organized and responsive throughout the process.
reviewer image
5.0 stars
|
a week ago
Reviewed by Tad Litwiller
Chris, Kim, and the team at Total Quality Lending were great throughout the entire process of our refinance on our investment property. We had a fairly tricky situation with lots of variables and Chris walked us through every step of the process and was great explaining the different options that were available. I look forward to continuing to work with Chris and the team at Total Quality in the future.
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Damien Davis
This company truly deserves more than 5 stars. Adam was a pleasure to work with. He answered all of my questions in a timely manner, shared valuable knowledge, and helped me find a refinancing option that made a real difference for both my business and personal life. Kristen’s professionalism, warm personality, and strong work ethic showed how much she genuinely cares, not just about getting the job done, but about the people she’s helping. I had a great experience and fully intend to work with them again.
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Billy Ellison
Dominick, Krystal, and Taylor at Total Quality Lending were amazing! They made the entire mortgage process smooth, clear, and stress-free. Their communication and support were top-notch. Highly recommend this incredible team!
reviewer image
5.0 stars
|
a month ago
Reviewed by Evelyn Wiggington
My husband and I just bought our first home! I am self-employed and my husband is 1099. It has been hard to qualify for financing but Total Quality Lending stepped in helping us all along the way and helped us achieve our homeownership goals! Taylor, Dominick, and Krystal were the best and kept us updated with every step. They were on it and made our complicated process super smooth! I would definitely recommend them, and we will use them again!
reviewer image
5.0 stars
|
a month ago
Reviewed by Chance Broomfield
I recently had the pleasure of working with Total Quality Lending to purchase my first home, and I couldn't be happier with the experience! From the moment I reached out, Becky and Kristen were incredibly supportive and knowledgeable. They guided me through every step of the process, addressing all my questions and concerns with patience. Becky’s expertise in the lending process made everything so much easier, and her attention to detail ensured that I understood all my options. Kristen was equally fantastic, providing excellent customer service and always keeping me informed about the progress of my loan. Their teamwork and dedication truly made a difference. Thanks to their hard work, I was able to secure a great rate and close on my home without any stress. I highly recommend Total Quality Lending, especially if you have the opportunity to work with Becky and Kristen. They are a fantastic team!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Wilbur Asheld
Incredible Experience – Taylor Made the Financing Process Seamless!!! Working with Taylor Burkart at Total Quality Lending was an absolute pleasure. He played a crucial role in helping me secure funding for my short-term rental, and I couldn’t be more grateful for his support throughout the entire process. From the very beginning, Taylor was incredibly fast and efficient. He moved with urgency while never cutting corners, ensuring that everything was handled with precision and care. His attention to detail and thoroughness gave me confidence every step of the way. What stood out the most was Taylor’s accessibility and willingness to help. He was always available—day or night—to answer my questions, explain options, and offer honest, helpful advice. I never felt like just another client; it truly felt like I had a trusted partner on my side. Thanks to Taylor’s guidance and quick execution, I was able to secure the right funding on time and with terms that aligned with my goals. If you're looking for someone who combines professionalism, speed, and personalized service, Taylor is the one you want in your corner!!!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Michael Riddell
I had the pleasure of working with Chris Paliska and the Total Quality Lending team, and I couldn't be happier with the experience. Chris and his team not only helped me find the perfect investment property but also provided valuable insights and guidance on where to best allocate my investment for the benefit of my family. His expertise in multi-unit investing and the purchasing process is truly impressive. Chris is not only responsive but also extremely knowledgeable, making the entire process smooth and efficient. I highly recommend Chris and the Total Quality Lending team for anyone looking for expert advice and top-notch service in real estate investing.
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Bill Ward
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Kyle J Pilbeam
I have listened to many BiggerPockets podcasts and they great networking that is involved in this community. BiggerPockets got me in touch with Total Quality Lending and it was a great experience. Their rates beat every rate that was given to me in my community, I appreciate them for that. I highly recommend them from experience
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Bill Ward
Chris and his team helped me out so much when I was in a tight spot getting financing. His team worked all angles they could find to help me close on my property and had great communication throughout the entire process. Definitely recommend TQL for any financing you seek.
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Karthik Krishnaswamy
Chris and team have been incredibly helpful in helping me get a loan to purchase and rehab a 6 unit multifamily unit. Becky and Chris were in constant communication and kept me apprised of everything that's happening. They also helped me overcome hurdles along the way. I highly recommend them.
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Chelsea Sidhu
I can't say enough great things about TQL, Chris, and his team Becky, Erin..everyone! This was our first investment property and it couldn't have been any smoother. I called many lenders before starting this process, and as soon as I spoke with Chris I could tell he was who I wanted to work with. Everyone is very responsive, knowledgeable, and they go above and beyond. We purchased a property out of state which I was initially nervous about, but they made everything so easy! I look forward to working with them on many more deals in the near future!
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Deepak Bhosale
Chris and team has been absolutely incredible throughout the loan process. Special thanks to Becky and Erin for keeping the communication going starting from gathering documents to funding the loan. Thanks TQL.
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Alissa Condra
I contacted TQL through BP lender finder and had a fantastic experience. After the initial forms, I worked mostly with Becky for my options and processing, and she took time to listen to my requirements and respond quickly. The closing attorney, my agent, and the seller's agent all mentioned at different times how great she was when it came to checking in, being proactive in providing information and just being easy to work with. I think it's part of why we got the house we wanted!
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Bill Ward
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Kyle J Pilbeam
I have listened to many BiggerPockets podcasts and they great networking that is involved in this community. BiggerPockets got me in touch with Total Quality Lending and it was a great experience. Their rates beat every rate that was given to me in my community, I appreciate them for that. I highly recommend them from experience
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Bill Ward
Chris and his team helped me out so much when I was in a tight spot getting financing. His team worked all angles they could find to help me close on my property and had great communication throughout the entire process. Definitely recommend TQL for any financing you seek.
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Karthik Krishnaswamy
Chris and team have been incredibly helpful in helping me get a loan to purchase and rehab a 6 unit multifamily unit. Becky and Chris were in constant communication and kept me apprised of everything that's happening. They also helped me overcome hurdles along the way. I highly recommend them.
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Chelsea Sidhu
I can't say enough great things about TQL, Chris, and his team Becky, Erin..everyone! This was our first investment property and it couldn't have been any smoother. I called many lenders before starting this process, and as soon as I spoke with Chris I could tell he was who I wanted to work with. Everyone is very responsive, knowledgeable, and they go above and beyond. We purchased a property out of state which I was initially nervous about, but they made everything so easy! I look forward to working with them on many more deals in the near future!
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Deepak Bhosale
Chris and team has been absolutely incredible throughout the loan process. Special thanks to Becky and Erin for keeping the communication going starting from gathering documents to funding the loan. Thanks TQL.
reviewer image
5.0 stars
|
almost 2 years ago
Reviewed by Alissa Condra
I contacted TQL through BP lender finder and had a fantastic experience. After the initial forms, I worked mostly with Becky for my options and processing, and she took time to listen to my requirements and respond quickly. The closing attorney, my agent, and the seller's agent all mentioned at different times how great she was when it came to checking in, being proactive in providing information and just being easy to work with. I think it's part of why we got the house we wanted!
reviewer image
5.0 stars
|
4 days ago
Reviewed by Chris Bartell
Had a great experience with Taylor Burkhart at Total Quality Lending. He’s trustworthy, professional, and easy to work with. Krystal, the Loan Success Manager, was also fantastic—very organized and responsive throughout the process.
reviewer image
5.0 stars
|
a week ago
Reviewed by Tad Litwiller
Chris, Kim, and the team at Total Quality Lending were great throughout the entire process of our refinance on our investment property. We had a fairly tricky situation with lots of variables and Chris walked us through every step of the process and was great explaining the different options that were available. I look forward to continuing to work with Chris and the team at Total Quality in the future.
reviewer image
5.0 stars
|
2 weeks ago
Reviewed by Damien Davis
This company truly deserves more than 5 stars. Adam was a pleasure to work with. He answered all of my questions in a timely manner, shared valuable knowledge, and helped me find a refinancing option that made a real difference for both my business and personal life. Kristen’s professionalism, warm personality, and strong work ethic showed how much she genuinely cares, not just about getting the job done, but about the people she’s helping. I had a great experience and fully intend to work with them again.
reviewer image
5.0 stars
|
3 weeks ago
Reviewed by Billy Ellison
Dominick, Krystal, and Taylor at Total Quality Lending were amazing! They made the entire mortgage process smooth, clear, and stress-free. Their communication and support were top-notch. Highly recommend this incredible team!
reviewer image
5.0 stars
|
a month ago
Reviewed by Evelyn Wiggington
My husband and I just bought our first home! I am self-employed and my husband is 1099. It has been hard to qualify for financing but Total Quality Lending stepped in helping us all along the way and helped us achieve our homeownership goals! Taylor, Dominick, and Krystal were the best and kept us updated with every step. They were on it and made our complicated process super smooth! I would definitely recommend them, and we will use them again!
reviewer image
5.0 stars
|
a month ago
Reviewed by Chance Broomfield
I recently had the pleasure of working with Total Quality Lending to purchase my first home, and I couldn't be happier with the experience! From the moment I reached out, Becky and Kristen were incredibly supportive and knowledgeable. They guided me through every step of the process, addressing all my questions and concerns with patience. Becky’s expertise in the lending process made everything so much easier, and her attention to detail ensured that I understood all my options. Kristen was equally fantastic, providing excellent customer service and always keeping me informed about the progress of my loan. Their teamwork and dedication truly made a difference. Thanks to their hard work, I was able to secure a great rate and close on my home without any stress. I highly recommend Total Quality Lending, especially if you have the opportunity to work with Becky and Kristen. They are a fantastic team!
reviewer image
5.0 stars
|
2 months ago
Reviewed by Wilbur Asheld
Incredible Experience – Taylor Made the Financing Process Seamless!!! Working with Taylor Burkart at Total Quality Lending was an absolute pleasure. He played a crucial role in helping me secure funding for my short-term rental, and I couldn’t be more grateful for his support throughout the entire process. From the very beginning, Taylor was incredibly fast and efficient. He moved with urgency while never cutting corners, ensuring that everything was handled with precision and care. His attention to detail and thoroughness gave me confidence every step of the way. What stood out the most was Taylor’s accessibility and willingness to help. He was always available—day or night—to answer my questions, explain options, and offer honest, helpful advice. I never felt like just another client; it truly felt like I had a trusted partner on my side. Thanks to Taylor’s guidance and quick execution, I was able to secure the right funding on time and with terms that aligned with my goals. If you're looking for someone who combines professionalism, speed, and personalized service, Taylor is the one you want in your corner!!!
reviewer image
5.0 stars
|
5 months ago
Reviewed by Michael Riddell
I had the pleasure of working with Chris Paliska and the Total Quality Lending team, and I couldn't be happier with the experience. Chris and his team not only helped me find the perfect investment property but also provided valuable insights and guidance on where to best allocate my investment for the benefit of my family. His expertise in multi-unit investing and the purchasing process is truly impressive. Chris is not only responsive but also extremely knowledgeable, making the entire process smooth and efficient. I highly recommend Chris and the Total Quality Lending team for anyone looking for expert advice and top-notch service in real estate investing.

Our Team


Christopher Paliska