What are typical interest rates for investor loans?

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Newbie here... wondering what are typical loan interest rates for investors purchasing homes, rather than owner occupied residence?

Investor loans rates are always  higher than owner occupied homes because of the risk. There are two types of investor loans,the highly restrictive Conventional Mortgage (Fannie Mae/Freddie Mac) and the much less restrictive and Investor Friendly Non-QM (Non-Qualified Mortgage).

Conventional rates may start off from the 5s while Non-QM rates may start in the mid 5's to mid 6's but can go much higher if your credit is below 700. 

Rates depend on the asset, percentage down, how strong you are financially, the terms and point structure (meaning the fees the lender charges). I’ve paid anywhere between 12% plus 5.5 points with a 50% Ltv to as low as 4% with 1 point and 80% ltv. So it all depends on the deal and the risk. The truth is the more experience you have, the better the deal and the better your track record you have the better rate you get in many cases. 

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