Rural DSCR lender - California

[Gene Hacker]

I am looking for a lender that works with rural properties in California.  The property I am trying to refinance is in town, and in a neighborhood and just up the road from the regional hospital but I guess the local population is low enough that it is considered rural for some lenders.  

I am hoping for recommendations of lenders that lend in rural areas like this.  

Thanks!

[River Sava]

Hey Gene – When dealing with rural properties, lenders often adjust their LTV requirements, as these areas are seen as having different risk factors. Since your property is in a neighborhood near a regional hospital, some lenders might still consider it rural due to local population metrics (likely will depend on the appraisal). Sending you a dm to connect!