DSCR with 15% Down

[Brett Cook]

Does anyone know any lenders with DSCR products that allow 15% down? Please DM me if you do.

[Andrew Zamboroski]

Quote from @Jared Rine:

@Brett Cook...85% does exist, with many of the lenders I have in pocket, but most of the time, the debt cover ratios don't work because the pricing is worse than say 80% or 75%. As Harold mentioned, 720+ is a bare minimum for any lender able to do this. In all the time I've done DSCR loans (since 2012 before they became a 'thing'), I've never seen a 85% LTV deal work on a 1-unit property. If you think you have something in hand, I'd be interested in seeing the quick details (below).

*Address 
*What is your credit score? (if you don't know, provide a range)
*Do you own a primary residence and/or any other rentals?
*Purchase price?
*Is the property rented?
*What are market rents?

Well said! Generally the trade off in cost and or rate difference is a huge difference for 15% down versus 20%. Rarely have I seen it make sense.