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6
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Damon Alley
  • St. Petersburg, FL
0
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6
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Credit Sponser needed for zero-down 3.5% Small Multfamily 5-9 unit propties.

Damon Alley
  • St. Petersburg, FL
Posted

JV Sponsor – Deal Summary (3-Property Package)Structure

  • Financing: Zero-down seller finance, 3.5% interest-only, 7-year term
  • Exit: 50/50 (sponsor’s take scales with ownership %)
  • Price: $1,500,000
  • Ops (from file): NOI $11,566.08/mo, Debt $4,375.00/mo, CF $7,191.08/mo, DSCR ~2.64×
  • CS Cash-in (baseline): $7,000 closing + 3% commission ($45,000) = $52,000
Option 1 — Stay at 20%
  • CS Share: $1,438.22/mo ($17,258/yr)
  • CoC ~33.2%
  • Payback ~36.1 months
Option 2 — Invert to 80% (Pay 1 year of my 80% CF)
  • Buyout price: $69,034
  • Total CS Cash-in: $52,000 + $69,034 = $121,034
  • CS Share: $5,752.86/mo ($69,034/yr)
  • CoC ~57.0%
  • Payback ~21.1 months

Compare: Option 2 delivers ~1.7× the CoC and ~15 months faster payback, plus the exit participation (80% vs 20%).