Will Renter's Insurance Protect the Owner?

[Brandon Gadish]

I have never required renters to obtain renter's inturance, but recently it was suggested that I require them to obtain it for my own liability protection. My first thought is if someone is injured on my property they will likely come after the owner, and not the renter, but does anyone have any experiences with this?

Brandon Gadish
Landlord Technology LLC

[Jon Holdman]

You should have your own liability coverage. The renters coverage covers them, not you. But by telling them they need it and what it protects, you've made them aware your insurance does not cover their stuff.