Get pre-approved online in as little as 3 minutes
Better.com is a digital lender putting borrowers in control of homeownership. They're making mortgages affordable, transparent, and fair with intuitive online tools and expert guidance. As a BiggerPockets member, you will receive $200 off your closing costs* when you buy or refinance a home with Better.com.
NMLS #330511. Better Mortgage Corporation. Not available in all states. See better.com/terms. *See https://better.com/content/bpaffiliateterms/ for offer terms and conditions.
- Investment Property
We’ve got loan options—tailored just for you
New technologies with a personal touch, that’s the Guild difference. Guild Mortgage has become one of the nation’s leading independent mortgage providers by following a simple rule—doing what’s right for our customers. For nearly 60 years, we’ve grown through every economic cycle. Today, no other mortgage lender has our stability, experience and uncompromising focus on customer service. At Guild, you'll get a loan to fit your life.
Investor Preferred Program
Take advantage of our exclusive investment program that offers a closing cost incentive of $1000 plus an e-gift card to The Home Depot® for $500.
Guild Mortgage is an Equal Housing Lender; Company NMLS ID3274. Not available in all states. All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice.
- Investment Property
Connect to top commercial mortgage lenders, receive real loan quotes, close with confidence.
For loans $500,000 and up, StackSource is an online platform for commercial real estate financing. StackSource connects commercial property owners and developers with top commercial mortgage lenders nationwide, including banks, credit unions, Fannie Mae, Freddie Mac, CMBS, and debt funds.
StackSource's platform simplifies the process of finding the right lender with the best terms on commercial properties nationwide, and their expert team of Capital Advisors guide you through the process from submission to closing.
Get the cash you need and the rate you deserve
Credible is your trusted online mortgage broker. Compare multiple mortgage lenders and get pre-approved in just 3 minutes without affecting your credit score. Complete the entire origination process from rate comparison up to closing, all without any unwanted calls from lenders.
Need help? Our dedicated mortgage support team is not commissioned, so they're always on your side.
For everything else, Credible has got you covered with a personal loan. Compare up to 11 lenders and get up to $100,000 to handle home improvement, moving costs, and many other financial goals.
Credible Operations, Inc. NMLS ID# 1681276 Terms and Conditions Apply
- Investment Property
Get an instant quote and save $3,500 on your next Commercial or Multifamily Loan
As the largest commercial real estate services company in the world, CBRE has the skill and resources to find the financing solution that works best for you. Our streamlined process means faster execution and lower closing costs. And with more than 140 offices nationwide, we have the top financing experts in every region.
CBRE is the #1 provider of Freddie Mac Small Balance Loans. Small Balance Loans are designed specifically for smaller, more affordable multifamily properties with at least five units and offer Non-Recourse debt with up to 80% LTV, Interest Only Terms and a 30-year amortization. You can receive an instant quote and a $3,500 credit towards loan closing costs by filling out the form at the link (below) and referencing BiggerPockets when speaking with our team.
Compare Loan Rates from up to 5 Lenders!
LendingTree helps you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, they make comparison shopping easy. And we all know-when lenders compete for your business, you win!
Whether you’re a first-time homebuyer looking for a mortgage or you’re in the market for a small business loan, they’ve got you covered.
Funding a major purchase, paying off unexpected expenses or consolidating debt? LendingTree can connect you with a Personal Loan lender that will help you take charge of your finances today. With loan offers from $1,000 - $50,000, LendingTree can help you find the money you need now.
NMLS# 1136 Terms and Conditions Apply
Need a short-term loan? Search for a Hard Money Lender in your area.
Hard Money Loans are the way to borrow without traditional mortgage lenders. If you are looking for a short-term loan, BiggerPockets has a directory of nearly 700 lenders across all 50 states. With loans starting around $20,000 into the millions you are sure to find a Hard Money Lender that fits your real estate goals.Loan Types:
Purchasing or Refinancing a Commercial Investment Property is easy with Branch Equity.
We underwrite, analyze, structure and package your deal in-house. Then we connect your deal to the perfect lenders in our personal, Nationwide Network of lenders and negotiate with them until you get the perfect loan on your terms.
No more filling out repetitive paperwork and sending private documents to bank after bank. You deal with one point of contact and we keep you in the loop from beginning to end. Whether it's $25K or $25 million, find out why we are America's favorite Commercial Mortgage Broker.
BiggerPockets is all about providing our members with money-saving advantages to increase their ROI. With Pro Perks, members have access to thousands of dollars in savings on both REI tools and home or other types of loans.
Free 2 Day Delivery
The Home Depot is now offering free 2 day delivery on most items, including building materials
Disclaimer: The links to third party products and service on this page are affiliate links, meaning that BiggerPockets may earn a commission, at no additional cost to you, if you click through and make a purchase.
Which Mortgage Loan Is Right For My Investment?
There are a lot of different loan types out there so make sure you are armed with the information you need to make the best decision for you and your investment. BiggerPockets has broken down the different loan types for you, if you still have questions be sure to post them into our forums to get advice from other investors.
A conventional mortgage or conventional loan is any type of homebuyer's loan that is not offered or secured by a government entity, like the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA) or the USDA Rural Housing Service, but rather available through or guaranteed a private lender (banks, credit unions, mortgage companies) or the two government-sponsored enterprises, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).
Veteran Affairs Loan (VA)
A VA loan is a mortgage loan available through a program established by the United States Department of Veterans Affairs. These loans are meant to serve service members, veterans, and eligible surviving spouses. These loans offer up to 100% financing on the value of a home along with other benefits that make the purchase of a property a low-expense.
Federal Housing Authority Loans (FHA)
An FHA loan is a mortgage issued by federally qualified lenders and insured by the Federal Housing Administration (FHA). FHA loans can be used for low-to-moderate income borrowers who are unable or do not want to make a large down payment. These loans allow the borrower to borrow up to 96.5% of the value of the home (with a credit score of at least 580; otherwise, a 10% down payment is required). The 3.5% down payment requirement can come from a gift or a grant, which makes FHA loans popular with first-time homebuyers.
A type of conventional loan, HomeReady mortgages are offered by Fannie Mae. Similar to an FHA they are meant to help low- and moderate-income borrowers buy or refinance. These loans offer reduce the typical down payment to as low as 3% and reduce mortgage insurance requirements, but they're also more flexible about allowing contributions from other people. This makes HomeReady an ideal choice if you're relying on others to help fund your home purchase. Additionally, these loans allow for private mortgage insurance (PMI) to be cancelled or removed depending on the life-time value of the loan.
A personal loan can be a simple way to secure cash. Typically money is borrowed from a bank, credit union, online lender or a personal lender. The loan is paid back on a short timeline with monthly installments, including interest, or structured based on negotiations in the case of a personal lender.
Hard Money Loan (HML)
A hard money loan is a short-term and high-interest loan. Unlike traditional loans a HML is backed by the value of the real estate and not by the credit worthiness of the borrower. They are funded by private investors or companies as opposed to conventional lenders such as banks or credit unions.
Adjustable-Rate Mortgage (ARM)
A type of conventional loan, a adjustable-rate mortgage is a type of mortgage in which the interest rate applied on the outstanding balance varies throughout the life of the loan. Normally, the initial interest rate is fixed for a period of time, after which it resets periodically, often every year or even monthly.
Mortgage Loan FAQ
Should you have any further questions about the different types of mortgages loans feel free to browse our mortgage loan FAQs.
The Guide for Choosing the Right Loan
Still not sure what type of loan you should use? BiggerPockets has a guide to help you make the best decision for your investment.View Loan Guide