Posted about 1 month ago

New Year, New Portfolio: Investments To Make This Quarter

New Year, New Portfolio: Investments To Make This Quarter

It’s a new year! What new investment moves do you need to be making over the next few weeks?

2020 is sure to bring a roller coaster of emotions on several fronts, along with some changes to many markets. There are only a few weeks left to maximize deductions and contributions to self-directed 401ks, IRAs, and ESA and HSA accounts. As well as to get the most out of restructuring current investment portfolios. What main factors do we all need to be investing for now?


There is no question the public stock market has been on fire for years. The last bull run has lasted years longer than expected, with share prices easily exceeding 100% more than where analysts thought they should be.

With everything happening out there this year, diversifying away from the public stock market is an important move. Look for concrete investments without the miserable returns of bonds.

Passive Income

Between California's new employment rules and the upcoming presidential election and failing company retirement plans, one of the most pressing investment needs is to generate cash flow and passive income. This may need to be a much more significant share of investments over the next few years than the last decade.

Smart Tax Plays

At least several presidential candidates are vowing a whole barrage of new taxes and higher taxes starting in 2021. Investing in vehicles and assets with great tax benefits is going to be key for getting out ahead of this and minimizing the impact. Those that drag their feet are likely to see lower yields and fewer opportunities in these assets if they wait for the dust to settle in November, and are then competing with the herd.

Lock-In Higher Yields

At least for the foreseeable future, it appears that yields are probably going to continue to compress. Negative rates overseas will drive more international investors to US assets this year. In turn, this demand and uncertainty over the election will bring yields down further. Lock in the best returns now.