Austin: Wrong Place to Invest in 2021?
Monday, February 22
I get many calls from people interested in buying in various cities and want my opinion. One of the popular markets right now is the Austin metro area. (People get excited about the overall thriving of the local high-tech scene, Elon Musk publicly decamping to Austin, and others moving there from...
Will COVID-19 Cause A Recession?
Tuesday, March 31
As we all observe and fear the Coronavirus, we see many cities under “shelter-at-home” restrictions, and many “non-essential” businesses closing. Then on the other hand, the Fed lowered rates almost to zero, and mortgage rates, after a short spike, are starting to settle down near the lowest poin...
Corona Virus & Its Possible Connection to Single Family Home Investing
Tuesday, March 03
As we read, daily, about the spread of the Corona Virus (now also called Covid-19, but I will use Corona throughout), we are all concerned about the spread, mortality rates, means to protect ourselves and so on. The stock market has taken a massive plunge over the past few days, on Corona Virus f...
Is A Downturn in The Air?
Saturday, May 04
As we head into spring, there is a saying, “…spring is in the air.” And that is not the only thing being felt in the air. There seems to be a persistent notion that the “real estate market” has been going up for too long and is due for a correction. People also point out that the last big recessi...
What is your Debt-to-Income Ratio (DTI)?
Monday, April 22
On a weekly basis, I am asked about the basics of measuring debt-to-income. Even the most sophisticated among us struggle with this because often we have so much going on with debt we make it harder than it needs to be. Your debt-to-income ratio (DTI) is the total of your monthly debt payments di...