Using Hard Money to Diversify & Expand Your Real Estate Investment Por

Hard money lending is a proven funding method for real estate investors that avoids the long timelines and administrative hassles associated with traditional financing via banks. The funding for hard money loans is generated by a group of private investors who contribute capital based on the collateral of the underlying property to a given transaction—an approach that is commonly referred to as asset-backed lending. When it comes to diversifying your real estate investment portfolio, investors commonly utilize private funding solutions to complete needed renovations or acquire additional revenue-generating units. Express Capital Financing offers a broad range of funding options that are ideal for when you need financing in a hurry, or when other lenders refuse to approve a loan based on financial status or credit history.

Rental properties are not exactly a dime a dozen—they require money up-front to acquire and turn into a reliable passive income source. Understandably, the vast majority of real estate investors simply do not have the cash in hand needed to acquire rental units. Unlike banks and other lenders, the team at Express Capital Financing can get you the money you need in a matter of days as opposed to the weeks or months it takes for conventional lenders. This allows you the needed flexibility and liquidity to jump on promising deals without having to worry about immediate funding complications.

For investors looking to close a transaction fast and expand their real estate portfolios without shouldering an a traditional mortgage, a hard money loan enables you to fund the entire deal without a down-payment or other restrictive terms—allowing you to acquire multiple properties simultaneously and increase your overall profit margin exponentially.

Especially for new investors just getting their start in the real estate investment industry, our hard money funding resources can be a great way to assist you in kick-starting your investment portfolio diversification efforts and establish a sustainable monthly revenue stream that can then be used to fuel future growth. Newer investors entering the investment sector generally find the initial start-up expenses to be a cost-prohibitive barrier to entry—especially the funds needed to close on their first deal. Hard money loans enable these individuals to acquire properties with little to no out-of-pocket costs in terms of advance capital.

It can also be challenging to obtain traditional financing for fix-and-flip investors regardless of experience level as banks and other conventional lending entities are usually not comfortable lending on properties that are in bad condition—even if you are positive that you can complete the needed renovations and turn a substantial profit on the eventual resale of the asset. Accordingly, real estate investors that require the needed capital to fund the purchase of such distressed properties often find their options limited when it comes to lenders. That’s why Express Capital Financing is the ideal fit for investors looking to conduct extensive renovations or complete a quick property flip. We can get you the funding you need to both acquire and rehab the property in a fraction of the time it would take a bank.

Our lending options can also be further utilized to cover shortfalls that arise during the rental ownership timeline such as offering a capital source to tap into in the event of an emergency that requires extensive repairs (e.g., a burst water pipe or HVAC failure). Our wealth of experience and extensive network throughout the industry are also available to our clients to help facilitate valuations and connections with needed service providers. When it comes to getting your foot into the proverbial door to real estate investing, don’t be discouraged by the initial purchase price of your dream rental property or fix-and-flip project. Contact Express Capital Financing today to discover how we can leverage our wealth of resources and industry expertise to help you achieve your investment goals.