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Rates Do Not Fall In Election Years- It’s A Myth – Until Now?

Friday, December 08

Whenever we are in or near an election year, I hear everyone, including my dogs Steve and Mike, say that “rates will fall because it is an election year…”Steve and Mike can be forgiven of course because they are Bernedoodles and they’re not very smart AND they have great difficulty googling (fu...


Reasons to LOVE Accessory Dwelling Units

Thursday, December 07

Accessory Dwelling Units (ADUs) come with many names, as the title of this blog implies. They are more popular than ever now as a solution to solve the affordable housing shortage and to provide more space for the post-COVID work-from-home crowd. Local and state governments have made the ADU per...


Crashing Crude Oil, Yellen’s Yellin’ “Neener Neener”

Wednesday, December 06

Crashing Crude Oil, Yellen’s Yellin’ “Neener Neener,” and Zombie Companies Could Eat America! Janet Yellen’s Trash-Talking 😊 Treasury Secretary Janet Yellen has been trash-talking recently, telling the world that soft landing/no recession skeptics are now “eating their words…” Crude Oil Prices ...


BOTH Stocks & Bonds Soar In November; Confusion or Goldilocks Economy

Tuesday, December 05

We saw something very unusual in November: both stocks and bonds had record months! This Reuters article – Average 60/40 portfolio has best month in November since 1991 – BofA – explains that investors with the “classic” 60% stocks/40% bonds portfolio saw their best month in 30 years. This pheno...


Why Do We HATE Each Other So Much? And Why Does It Matter For Housing?

Friday, December 01

America has not been this contentious or polarized since the Civil War – as most readers know. Many people blame social media for this polarization. The ability to post online without being face-to-face and the ability to post anonymously – seems to foster much more contentious and polarizing di...


Inflation Eases/Rates Up – WHY? Delayed Closings

Thursday, November 30

Inflation Eases/Rates Up – WHY? Delayed Closings; “Walls-In” Insurance for Condos; ADUs NOT Part of Square Footage A key inflation report, Personal Consumption Expenditures (the Fed’s “favorite”) was released today, and it showed that inflation continues to cool. But, despite that, rates went up...