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Bonds down but steady as the August 2 deadline approaches

Wednesday, July 27

The bond market remains steady, though down abit today, despite continued uncertainty regarding the U.S. debt ceiling and a possible credit downgrade."Market focus will remain on the U.S. until this crisis is resolved," said economists at BMO Capital Markets. "However, markets haven't forgott...


MBS market Up Mortgage Rates down, but what does the future hold?

Tuesday, July 26

With a better than average day on the MBS front we should see a slight decrease in rates come the morning. The FNMA 3.5 was up .13 ticks, the FNMA 4.0 was up .11 ticks and the FNMA 4.5 was up a nice .08 ticks. The majority of experts on the direction of rates in the future still call it a crap...


What's the process to get a loan done?

Tuesday, July 26

Most of the realtors I work with are most concerned that their client’s loan is being taken care. Here I have listed for you what the expectations and time frames for your mortgage application. On average we will turn the loan in 3 to 6 weeks. Our Process:1) The first step in the process is for m...


No deal insight for the debt ceiling

Tuesday, July 26

With no deal insight on the debt ceiling mortgage rates are rising best execution rates are below:Today's rates                            Today                     Yesterday30Yr. Fixed                               4.68%                     4.66%15 Yr. Fixed                              3.80%   ...


Pricing Up MBS Down Market Down Fannie Mae Downgrades Housing Outlook Again

Monday, July 25

The stock market finished down today and so did the MBS Markets. I track the FNMA 4.5 coupon the most to see where the market is going and it was down .09 ticks today. Mortgage pricing may be down as much as 1/8 by the morning unless things improve. Fannie Mae Downgrade Housing Outlook. Again ...


MBS and Mortgage Rates are in for a wild ride this week

Monday, July 25

There is going to be a great deal of economic news out this week. Both the stock market and the MBS market are starting off the week, down a fair amount. What does this mean? Well it look like everyone is scared of the Stock Market and they are even more scared of the bond Market, so where do the...