Why Now Is the Moment to Invest in North Jersey Luxury Homes

April 2025 Market Update + Our Bullish Investment ThesisIn the ever-evolving landscape of real estate, there are windows of opportunity that reward speed, precision, and foresight. As we digest the April 2025 data from the North Jersey housing market, one thing is clear:

Luxury real estate isn't slowing down it's accelerating.

At NNG Capital Fund, our strategy is clear: acquire underperforming or outdated luxury homes in prime North Jersey locations, transform them into high-design, high-demand residences, and sell them to affluent buyers looking for turnkey perfection. Here's why we’re doubling down in Q2 2025. North Jersey Luxury Market: Stronger Than EverWhile much of the broader market is navigating affordability concerns and interest rate sensitivity, the luxury segment continues to thrive particularly in high-demand counties like Morris, Bergen, Union, and Essex.Let’s break down the key April 2025 insights:Market Highlights

• Home Prices Up 4% YTD, after an 8% gain in 2024.
• Inventory Is Up 24–35% YoY, providing more acquisition opportunities.
• $2.5M+ Sales Are Up 13%, as affluent buyers move fast for the right property.

Challenges for Most… But Opportunities for Us

• Sales volume is down 3% across the board but that’s driven mostly by the sub-$400K market.
• Mortgage rates remain elevated at 6.81%, which cools entry-level demand not the luxury tier.
• NJ job growth is flat, but buyers in our market often bring cash or access jumbo financing with ease.

Why We’re Bullish on Renovating and Reselling Luxury Homes1. Buyers Want It All and They Want It NowToday’s luxury buyer is busy, discerning, and design-savvy. They want a move-in-ready home with:

• Spa-inspired bathrooms
• Smart-home technology
• Outdoor kitchens and entertainment spaces
• Chef-grade appliances
• Prestigious curb appeal

They don’t want to oversee months of renovation or play general contractor. That’s where we come in.2. Low Supply of Turnkey Luxury = Premium PricingDue to high land and construction costs, new luxury developments are slow to come to market. That leaves a massive gap between buyer demand and available inventory especially in towns like Montclair, Westfield, Millburn, Summit, Chatham, and Alpine.When we renovate a home to match what high-net-worth buyers are actively seeking, we’re able to:

• Sell faster (often within 30–60 days of listing)
• Command premium pricing (20%+ ROI)
• Attract cash buyers or jumbo-qualified professionals

3. Built-In ResilienceUnlike other markets more vulnerable to macroeconomic swings, North Jersey’s luxury sector has shown consistent strength even amid higher interest rates and uneven economic data.These buyers are driven by lifestyle, not just rates:

• Executives relocating for work
• NYC transplants looking for more space and privacy
• Downsizers selling estates for turnkey luxury
• High-income families upgrading their footprint

In short, this isn’t a market you “time.” It’s a market you understand, design for, and serve.4. We Know This Game and We Play It WellAt NNG Capital Fund, our luxury renovation strategy is data-driven and detail-obsessed. Our typical deal profile includes:

• Buying homes at 50–70% of After Repair Value (ARV)
• Renovating with $150K–$750K in upgrades that blend aesthetics and efficiency
• Designing to maximize resale appeal for today’s buyer profile

Our past projects have delivered 20–30% net profits, and our investor partners benefit from our ability to move fast, operate efficiently, and stay ahead of market trends.

North Jersey Market Snapshot – April 2025

MetricValueHome Price Growth (YTD)+4%Inventory Growth (YoY)+24–35%Current Inventory (NJ)~16,100 homesAvg. Months of Supply2.2 monthsSales Decline (2025 YTD)-3%$2.5M+ Price Tier Sales Growth+13%30-Year Fixed Mortgage Rate6.81%NJ Unemployment Rate4.7%

The Bottom Line: Now Is the Time to Invest in Luxury RedevelopmentWe’re not just chasing flips. We’re executing a proven, repeatable process one that transforms overlooked luxury homes into jaw-dropping spaces that fly off the market.If you're an accredited investor looking to:

• Diversify into high-end real estate
• Capture short-term returns in strong markets
• Align with a seasoned operator who understands design, buyers, and velocity…

Then now is the time to talk.Visit NNGCapitalFund.com and schedule a call to learn how you can invest in our next luxury transformation.Let’s build wealth through precision, design, and opportunity.