Securities Lending - What There is to Know
Thursday, September 23
In the world of loans, lenders expect that the borrower provide some type of 'collateral' in case the borrower is not able to pay back the loan in the future.Collateral is something valuable, with absolute value that the lender can posses from the borrower if the loan can not be paid. There are m...
The Causes Behind The Current Economic Climate: A Layman's Guide...
Thursday, July 22
It seems now that everyone is aware that the world's economy is in a troubled state at the moment. And we're aware that much of this is due to the housing market. Or at least, part of it is. There are a number of other factors, so let's take a moment to look at some of those... 1) After the .com...
Real Estate Investors ARE Responsible Property Owners...
Wednesday, July 21
Are landlords responsible citizens?Some would say that they are not responsible. Some government officials have blamed housing investors for contributing to the recent property booms and the over inflated values in some areas. While there are many reasons why property values rise and in the end ...
Was Your Mortgage Loan Written in Compliance?
Tuesday, July 20
Greed... It can be a very powerful force. Easy money. Fast profits. Cut a corner here, omit that. Even huge corporations are run by humans. And humans have emotions. They face temptations. Some succumb. Others prevail.Who was in charge when your mortgage loan was written? Statistics show that up...
The Lower the Investment-to-Value Ratio, the Safer the Note
Monday, July 19
The post below is reprinted by permssion by Rick Gordon, Director - Transactions, Florida Asset Financing Corp.... An investor in mortgage notes in the secondary market has one objective... that is, to earn a targeted return on investment. Although in purchasing such notes we evaluate the season...
Seller Financing & The Future Value of Money...
Friday, July 16
The Future Value of Money (FVM) is a concept of which many people are unaware. Simply put, the FVM means today's dollars are worth more shall future dollars. This is one of the reasons why notes with longer terms are discounted more than short-term notes. The reasoning behind the FVM is twofold. ...