Loan Factory – Cedric Bonds | MLO (NMLS #1605176)
Specialties:
Bridge Loan, DSCR (long-term rental), DSCR (short-term rental), Fix & Flip, Foreign National Loan, Ground Up & Land Dev. Loan, Refinance (investment), Rehab for Buy & Hold
We help real estate investors secure smart, low-cost financing for purchases, refis, and portfolio growth. Working through Loan Factory’s national lender network, we focus on DSCR investor loans, Non-QM options, fix-and-flip financing, and commercial/SBA loans.
I help real estate investors secure smart, low-cost financing for purchases, refinances, and portfolio growth. Through Loan Factory’s national lender network, I specialize in DSCR investor loans, Non-QM products, fix-and-flip financing, and small-balance commercial/SBA options.
Before originating mortgages, I spent over 15-years in corporate treasury and commercial real estate finance for publicly traded companies managing funding, credit analysis, and long-range planning. That experience allows me to understand complex income structures, rental portfolios, and value-add strategies, and match them with the right lender and the right product.
Whether you’re scaling a rental portfolio, refinancing into better terms, or structuring a new investment opportunity, I provide transparent pricing, detailed scenario analysis, and investor-focused execution to help you close with confidence.