They've even been pulling other trades inspectors in to cover the gaps.Sure some of the reasoning is legit, then I also think that it is government just trying to make as much money as possible and controlling public business as much as they can to support their paychecks, employment, then government spending habits & programs.

I'm glad to have found bigger pockets through the book on buying real estate with no or low money down. 

I did not bank on rates being super low, but it would be nice.

Super low and definitely below market.

It is calculated based on your total taxable income in the same calendar year the conversion occurs.So if you convert in 2025, the IRS will look at all your 2025 income (W-2, self-employment/LLC income, rental income, interest/dividends, etc.) to determine your tax bracket and how much tax you owe on the conversion.Bottom line:The IRS uses your current tax year’s total taxable income (2025, in your case) to determine the tax on a Roth conversion.Your unemployment at the time of conversion doesn’t matter—the entire year’s W-2 + business + rental income is included.The Solo 401(k) conversion is taxed against your total taxable income, not just the income of the LLC that created it.

If they feel comfortable living there, there are plenty of distressed properties to choose from on the market that could be bought low and renovated.

I do my search and feel that Manchester, Liverpool , and Birmingham as most likely areas I can invest in , My goal is to have good houses "Single famliy" with good prices that can establish a good cash flow as passive income.For sorry I do not live in any of those ares, I know them from EPL and try to do the research based on income and thier share in UK GDP , for sure london is the best but I can not handle the prices there.Based on my reasech I can classigy them as follow : Manchester is the best in , Birmingham , and then liverpool.I see Liverpool houses is more but rent to prices ratio is low .I need your insights on this with your valuable advise , considering the area I choose , I will keep investing on it and enlarge my protfolio in it for the next 10 years.

I want to put as low as possible down payment. 

When prices are low, more people can afford to purchase and fewer people rent leading to static or declining rents.The city requirement for rising prices and rents can be summarized as follows:Significant and sustained population growth.

Low $300s.