Unfortunately, no, it's a robbery for you to handle with the police and insurance if you choose. 

Homebuyers and sellers choose to work with who they know, like and trust.

@Kristin RikerHere is how I calculate for all my personal rentals and for my investor clients in Tampa based on one occupant in a 1/1 per month:Electricity: $70 (excluding air/heat/stove)Air conditioning: $65 (averaged over the year)Heat: $65 (averaged over the year)Internet and cable: $100 (depends on the services you choose)Water: $50Renters insurance: $13 (about $150 billed annually)I own a multifamily property in Tampa with my spouse and electrical meters are split but Tampa water is one meter.

What you meant to say (I'm sure) is that a few contractors will try to do it without a permit, but not all.If your experience has honestly been that most Contractors are like this, then you have been choosing the wrong Contractors.

whatever strategy you choose, it is important to understand your local market and know what will work best for you.

This takes a little more work, but it's the most fair and reduces the likelihood of tenants that squander utilities.If you choose #2 or #3, there are considerations:Start with an average.

I am starting out and trying to learn how to buy real estate and there are just so many options to choose from.

The only reason a tenant would choose not to have their own bathroom is to rent for a lower price.

If she chooses to retire at 65 and stop being productive, then she should reduce her living expenses accordingly instead of expecting the government or her Landlord to make things easy on her.My mom is 76.

Provide the resident with the option to renew at the higher rate or to move out...and provide three months to find a place should they choose to move.