There's nothing worse than a contractor who bounces around, getting every job to 80~ish % finished, 2 weeks behind schedule- Understands the concept "Don't bite the hand that feeds you". 

Its a newer concept for us and we have never done it with individual investors before.

They are two separate concepts.

Because I believe it's an important concept, both for you and anyone else reading this, I'm going to try again.To summarize: In the age of Lyft, universal cell phone coverage, and the $87 tow-anywhere AAA membership, 90 of car-owning Americans have a car payment.I didn't advise you to "Uber to work every day," as you summarized my point.

Oh, to answer your questions, don't be the above TWO cohorts and understand deeply the concept of Loyalty. 

I should have said, and will now, that it's a one-sided article written by a very smart woman that has spent her career writing about wall street, published in a magazine that is owned by Dow Jones and is a sister publication to the Wall Street Journal.  

No this was just me trying to run numbers on an excel sheet to grasp the concepts of making calculations.  

@Kathleen Heine this is a pretty complicated answer but if you can grasp these concepts then the BRRRR method will payoff in HUGE dividends.  

Talking with a big data provider last night and he called this idea "List Hydration" andsounded pretty excited about the concept with references to unicorns.

The friend is willing to put up $50k initially for our fix-flip business plan  for proof of concept.