If things go south I'm guessing you will not get any of your money back or be in a position to take over the property because the first lien holder won't let that happen.

If you are able to obtain one, then there would be no need to wait for the redemption period to end, as long as there isn't any other lien holders.

When I approached my then note holder he said they couldn't go lower than like 4%, this was last week.

Tax lien investing requires due diligence on the persons part who intend a to use it aquire properties, if you win the bid on the lien you will become the lien holder which may make it to where you will be liable for the property taxes on the house so yes there’s risk involved.

One needs to be conscious of the bank's ability to call back the HELOC, but, while important, the holder of the HELOC would (typically) still be able to get a traditional mortgage in this worst case scenario.I would appreciate your elaboration on bullet point #4 -- what would you recommend as the best way to generate your own "bank list" if someone is interested in pursuing this strategy independently?

And so, holders of real-estate are no different.

I wanted to know, is it legal for H1b visa holders to do Airbnb and vrbo?

The companyhas several options where you learn how to do it or find them and pass the leads on to them and they do 'the hard work of collecting on them and buying them from the credit holders.

While they are at it, they should force the mortgage holder to refinance the mortgage at 0%.

According to Jerry Norton, you then send the note holder a Referral Fee Agreement wherein the note holder agrees to pay you a fee of 3% - 6% for your bringing in an end note buyer who successfully closes the deal.